Personal Banking

What our customers should know:

Bremer has helped people achieve their dreams of homeownership for over half a century. Our experienced mortgage loan officers can help with any mortgage need you have, whether you're a first-time home buyer, looking to move into a different home, looking to refinance, or about to build a home. Bremer makes the loan process easier with simple, how-to advice on the pre-approval process, loan options, and home inspections.

• Bremer has never offered subprime mortgages. Bremer’s approach to serving our customers is rooted in what is best for the long-term mutual benefit of our customers, communities, and employees. We believe in using ethical lending practices that ensure people can afford the homes they purchase.
• Current mortgage rates are very good. Bremer offers competitive rates and has a wide variety of mortgage financing solutions to meet your individual needs.
• Home values naturally adjust based on supply and demand. There are currently a high number of homes on the market, which may be affecting overall home values. This historically is seen as a shift from a “seller’s market” to more of a “buyer’s market”.
• There are many great resources available to help you stay informed
  • Find a Bremer Mortgage Loan Officer near you. They can help you understand:
    • the product offerings,
    • what you can afford, and
    • whether you are ready for homeownership.
  • Review our Loan FAQ and Mortgage Links  pages for additional information related to loans, the loan process, and credit.

We look forward to helping you with your home transaction.