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Personal Banking

Health Savings Account

Health Savings Accounts are a great way to take a tax break while you save for qualified medical expenses. Earn a greater rate of interest and build up your savings.

Advantages of a Health Savings Account include:

  • Contributions are excluded from your taxable income.
  • Savings earn a competitive rate of interest and earnings are tax-deferred.
  • Tiered interest pays more as you save more.
  • HSA Checkbook* and Debit Card issued to pay medical expenses.
  • 24-hour telephone banking.
  • Free online banking.

 

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Learn More
Access more information on Health Savings Accts at the U.S. Dept of Treasury website.
Minimum to Open Account $100
Minimum Balance None
Monthly Service Charge** No fee for balances greater than $0
Transaction Charges None
Annual Percentage Yield Under $1,000: .03%
$1,000 to $4,999: .03%
$5,000 to $9,999: .03%
$10,000 and above: .03%
Check / Debit Card Access Unlimited checkwriting with check safekeeping
Free debit card

Annual Percentage Yields effective June 15, 2013 and are subject to change.

* First HSA checkbook sent free after the account has been opened. Fees apply to subsequent check orders.

** Fees may reduce earnings on the account.