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IRA Options

Bremer offers several options to help you easily save for retirement. Compare them below.

	Traditional	Roth
Eligibility	Must be under age 70 ½ for the year that the contribution is being made. Must have earned income.	No age limit. Must have earned income.
Maximum Annual Contribution	Under age 50 = $5,000 Over age 50 = $6,000	Under age 50 = $5,000 Over age 50 = $6,000
Tax Advantages	Contributions may be tax deductible. Tax deferred earnings.	Tax deferred earnings. Distributions are tax and penalty free if they meet the IRS requirements of a "qualified distribution".
Types of investments	Certificates of Deposit Money Market Savings Money Market Investment	Certificates of Deposit Money Market Savings Money Market Investment

Consult your tax advisor for specific information.

To learn more about Bremer's IRA offerings, go to the IRA Service Center.

Please note: Bremer has partnered with Ascensus, Inc. to provide the IRA Service Center tool to you. Therefore, the link directs you to the Ascensus, Inc. web site. IRA Products are offered through Bremer Bank. Member FDIC.

Your account information is accessible 24 hours a day, seven days a week through Bremer Online Banking and the Bremer Phone Bank by calling 1-800-908-BANK (2265).

Certain restrictions apply. Subject to approval. Terms subject to change.

Products and services offered through Bremer Insurance and Bremer Trust are not insured by FDIC, are not a deposit or other obligation of, or guaranteed by, the depository institution, and are subject to investment risks including possible loss of the principal amount invested.

The services of Bremer Investment Management & Trust are not affiliated with Raymond James Financial Services, Inc.

Securities are offered through Raymond James Financial Services, Inc., member FINRA/SIPC, a registered broker dealer that is not affiliated with Bremer Investment Services or Bremer Bank. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc.

Not deposits
Not insured by FDIC or any other government agency
Not guaranteed by Bremer Investment Services or Bremer Bank
Subject to risk, may lose value

Bremer Bank Member FDIC – Important disclosures regarding FDIC insurance rules – Equal Housing Lender