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Kruchten Named to On Wall Street Top 100 Branch Managers List

St. Paul, Minn.

March 4, 2014 - Bremer Investment Services President and Raymond James Branch Manager Steve Kruchten was recently named to the On Wall Street Top 100 Branch Managers list for 2013. Kruchten was also named to this list in 2012. The list includes managers from across all advisor segments (large organizations, independent companies and banks).

“It is quite an accomplishment to be recognized amongst this group of managers,” said Matt Mehltretter, assistant divisional director of financial institutions, Raymond James Financial Services. “Steve has done an outstanding job leading the Bremer Investment Services team and we are proud to partner with them.”

Kruchten joined Bremer in 2007 and has more than 20 years of experience working in a variety of roles in financial services. Prior to joining Bremer, he worked at Morgan Stanley and Merrill Lynch as a financial consultant and also spent seven years with Wells Fargo as a retail branch financial consultant, a private client advisor and a regional sales manager. He also was the regional vice president with AXA-Equitable, working with bank investment representatives on annuity products throughout Minnesota, North Dakota and Wisconsin.

Bremer Financial Corporation

Bremer Financial Corporation is a privately held, $10 billion regional financial services company jointly owned by the Otto Bremer Trust and Bremer employees. Founded in 1943 by Otto Bremer, the company is headquartered in St. Paul, Minnesota and provides a comprehensive range of banking, wealth managementinvestment, trust and insurance products and services throughout Minnesota, North Dakota and Wisconsin. Clients include individuals and families, mid-sized corporations, small businesses, agribusinesses, nonprofits, and public and government entities.

Investment Advisory Services offered through Raymond James Financial Services Advisors, Inc. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, and are: Not deposits · Not insured by FDIC or any other governmental agency · Not guaranteed by the financial institution Bremer Bank · Subject to risk · may lose value. Raymond James is independent of Bremer Bank, Bremer Investment Services, the Otto Bremer Foundation, and Bremer Financial Corp. 445 Minnesota St., Suite 2100, St. Paul, MN 55101. 218-855-5556.

The On Wall Street branch manager recognition is based on their marketing strategy, ability to recruit, develop, retain and reward talented advisors and their dedication to providing superior client service among other factors. Past performance is not indicative of future results. Individual experiences may vary.

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Deposit products offered by Bremer Bank. Member FDIC.