Lloyd Kuster has served as an insurance advisor since 2003 delivering comprehensive multi-peril crop and crop hail insurance programs to meet commercial operational risk management needs with the right balance of coverage and cost. By working with customers to first identify areas of risk and exposure, and then recommending solutions from highly rated insurance carriers with outstanding products and services, he can meet the unique needs of individuals, families, businesses and organizations. Before assuming his current role, Lloyd served as a Multi-Peril and Crop Hail adjuster for six years and has farmed for 23 years on a family farm that is currently still in operation. Lloyd holds licenses in Multi-Peril crop insurance, crop hail, property, casualty, accident and health, life and annuity licenses. He is a member of the Grand Forks Chambers Ag Committee. A Reynolds, ND, native, Lloyd is married with four kids and eight grandchildren, and enjoys spending time with the family.