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Small Business Loans

Financing Options

Traditional small business loans provide the funds to finance business expansion, and manage operating expenses and other business activities. Bremer’s financing experts use their years of experience to develop solutions that best fit the goals of your business.

Working Capital
A working capital loan or line of credit is for businesses needing to turn current assets — account receivables and inventory — into cash. Bremer’s financing experts can structure a working capital loan that is best for your business. Bremer offers several types of working capital loans including lines of credit, revolving term lines of credit, and permanent working capital term loans.
Small Business Administration Loans
Bremer offers SBA solutions to meet your specific business financial needs. SBA loan programs include:
  • SBA Express Lines of Credit;
  • SBA 7(a) Term Loans; and
  • SBA 504 Term Loans.
We offer a variety of loans: Check out all the options and decide which is best for you. 
Letters of Credit
Letters of credit ensure third parties receive their payment if specific conditions are met. Since the reputation and credit of Bremer back the letter, your credibility is instantly established. This gives you an advantage when doing business, such as quicker shipping or purchase discounts. Bremer issues standby and commercial letters of credit domestically and internationally. 
Equipment Financing
Bremer offers equipment financing for businesses needing to acquire, replace, or refinance equipment. 

Commercial Real Estate
Bremer provides permanent real estate and construction financing to businesses and developers needing to acquire, construct, expand, or refinance a commercial property. Because of Bremer’s local decision making philosophy and responsiveness, you can feel confident the funds will be there when you need them. Types of real estate Bremer provides financing for include:
  • Office buildings;
  • Warehouses;
  • Office-warehouses;
  • Retail complexes;
  • Apartment buildings;
  • Hotel/motel properties;
  • Undeveloped land; or 
  • Land development.
Other Financing
Bremer’s professionals also provide creative and flexible financing solutions for:
  • Business Acquisitions;
  • Employee Stock Ownership Plans (ESOPs);
  • Stock Buybacks;
  • Bridge Loans; or 
  • Construction Loans.
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