|Take action to insure yourself, your family, your employees against health related expenses. Whether you are shopping for individual or group insurance, you can work with a Bremer agent to carefully evaluate what you, your family or your business needs.
Health Insurance Options
Bremer Insurance offers individual and group policies that can cover costs related to health, dental, vision, disability, and accidents.
We have options for individuals not enrolled through an employer to establish coverage as required by the Affordable Care Act effective in early 2014. If you have insurance through an employer, we offer options to defray out of pocket expenses. Most health insurance contracts have deductibles and coinsurance to be paid by the insured, and many do not provide much, if any, coverage for dental, vision, disability or even some expenses related to accidents.
- Health Savings Accounts (HSA's): Growing in popularity, this tax advantaged option can be used to pay for expenses not covered by your health insurance.
- Separate coverage: Bremer can help you review proposals for specific coverage in any area you desire.
- Disability insurance: You should consider protecting your biggest asset, your income. It’s important to note that if you are 35, you are six times more likely to become disabled than you are to die before you reach age 65 according to the American Council of Life Insurers.
Bremer Insurance has strategic partnerships with many carriers and we offer options for coverage mandated by the Affordable Care Act. If you are self-employed, work for a small business that does not provide a health plan, have a family and want individual insurance or are retired, we have a coverage option for you. Options available include short term plans, high deductible plans and coverage to supplement Medicare.
Bremer Insurance can help employers offer competitive and cost-effective employee benefits that meet the requirements of the Affordable Care Act, effective in early 2014. We can help you design a benefit plan that includes health, dental, vision, disability and accident coverage, as well as other coverages including life insurance, group home/auto and long term care. Providing employee benefits at an affordable cost to the employer and employees can be a challenge. Bremer Insurance has expertise in providing employee benefits solutions, and can help businesses save time and money by providing the know-how and tools to manage all aspects of a benefits program.
To talk to a Bremer agent, call 800-908-BANK (2265) or visit the Bremer location nearest you.
Products and services offered through Bremer Insurance are not insured by FDIC, are not a deposit or other obligation of, or guaranteed by, the depository institution, and are subject to investment risks including possible loss of the principal amount invested.
Call 800-908-BANK (2265) or visit the Bremer location nearest you, for more information.
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Access more information on Health Savings Accts at the U.S. Dept of Treasury