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Bremer Choice Banking℠

Premium interest earnings and ATM rebates for qualifying accounts

This account offers no monthly service charge, premium interest earnings and a host of other benefits for accounts that meet the following account requirements each month:

  • 12 debit card transactions or $20,000 in combined personal deposit balances; and
  • Online Banking enrollment with online statements; and  
  • At least one direct deposit of $500 or more posted to the account each month.
Interest Bearing Qualifying balances. Enjoy higher yields when you meet the account requirements above.

Minimum Balance to Obtain APY1
Interest Rate
Annual Percentage Yield (APY)
$20,000.01 and over
$0 - $20,000.00
1.00% 1.00%
Non-qualifying balances. If you do not meet the account requirements above, the following interest rate and annual percentage yield apply. 

Minimum Balance to Obtain APY1
Interest Rate
Annual Percentage Yield (APY)
$0 and above
0.01%  0.01%

Monthly Service Charge $10 monthly service charge waived if requirements are met. See rate sheet and Truth-in-Savings Disclosure for additional details.
ATM Access Free at all MoneyPass® ATMs2,3
Minimum Opening Deposit $100
Bremer Choice Plus Banking Perks
  • Up to $10 per month in ATM fee refunds when the account requirements are met.
  • Free first order of Bremer Bank wallet checks
  • Ask a banker about additional product features and benefits available in your area
Features of all our Checking Packages
Request More Information
  • 1 Based on average daily collected balance. Average daily collected balance does not include deposited funds that are uncollected. Fees may reduce earnings. Interest rates and annual percentage yields may change after account is opened. Published interest rates and annual percentage yields effective 9/25/2017 and are subject to change.
  • 2 A withdrawal fee will be assessed on all non-MoneyPass® ATM transactions.
  • 3 Some ATM networks may impose an additional surcharge unrelated to our accounts. This charge will be assessed to your account.

© 2017 Bremer Financial Corporation. All rights reserved.

Deposit products offered by Bremer Bank. Member FDIC.

Products and services offered through Bremer Insurance are not insured by FDIC, are not a deposit or other obligation of, or guaranteed by, the depository institution, and are subject to investment risks including possible loss of the principal amount invested.

Securities are offered through Raymond James Financial Services, Inc. member FINRA / SIPC. Securities are not insured by bank insurance, are not deposits, obligations or guaranteed by the bank and are not insured by the FDIC or any other government agency and are subject to risks, including the possible loss of principal. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Bremer Investment Services and Bremer Bank are not registered broker/dealers and are independent of Raymond James Financial Services, Inc. Bremer Investment Services, 8800 Hwy. 7, St. Louis Park, MN 55426 800-908-2265.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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