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Local Financing Programs

Your state or community may have additional financing programs to fit your needs

Minnesota, North Dakota and Wisconsin all have state-specific programs to help make home ownership more attainable. Communities, counties, non-profit agencies and other groups also may offer additional home buying programs.

Some of these options include:

  • Programs with low or no down payment required
  • Closing cost assistance
  • Interest-free and deferred loans
  • First-time homebuyer assistance programs
  • Rural development loans – A government loan available in rural areas with no monthly mortgage premium required

Most programs require a homebuyer education course and are tied to set income requirements.

Programs can vary widely at the state, county and even city level. Your Bremer mortgage loan officer is well versed in your local market details and can discuss your options.

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