We act as an ERISA 3(21) fiduciary and institutional trustee ensuring impartial expertise, plan qualification and compliance with regulatory standards. As trustee of your plan, we have shared responsibility to make sure the plan is always in compliance.
We stay up to date on regulatory changes and guide you through any actions necessary to make sure your plan stays fully compliant, including:
- IRS preapproved 401(k)/403(b) plan document
- Signature-ready Form 5500, Form 8955-SSA and Summary Annual Report (SAR)
- Year-end non-discrimination testing including 401(k) ADP, 401(m) ACP, top-heavy and 415 annual additions
- Annual participant regulatory notifications