Expect the unexpected. You can't plan for it, but you can prepare for it. When the unlikely happens – accidents, data breaches, negligence claims or worse – liability insurance helps protect your business against legal claims, damages and more.
We can help protect your business and assets against unexpected events such as work-related accidents, injuries or accidental property damage. A general liability policy from Bremer Insurance can help cover attorney fees, medical expenses and legally responsible damages.
Whether you rely on a single vehicle or a fleet, our advisors can help you choose a commercial auto policy that meets your needs. As an independent agency that partners with an extensive list of leading carriers, we can offer competitive rates on policies that cover leased, business- or employee-owned vehicles.
Some businesses may benefit from the additional coverage offered by specialty liability insurance policies. Bremer Insurance advisors can work with you to select the right coverage for your business.
We offer specialty coverage for car dealerships, repair shops and other garage owners. A garage liability policy typically covers injuries that occur in your shop as well as liabilities related to business-owned vehicles. A garagekeepers policy is for damages to vehicles owned by customers while they are in your care.
Cyber liability insurance covers risks associated with your company’s use of technology. We will work with you to identify your areas of technology risk – such as misuse of email, damages from computer viruses or losses caused by data breaches – and propose a coverage level to protect your business.
Most general liability policies provide little coverage for pollution damage or accidental contamination. In the event of an unfortunate environmental impact, don’t leave your business exposed to the risk of high damage payments or cleanup costs.
Professional liability policies protect your professional staff against negligence claims made by patients, clients, members or employees. Our insurance advisors will consult with you on liability policies for directors and officers, employment practices, fiduciary responsibility, and contract and surety bonds.
The insurance advisors at Bremer have the insight to help you identify areas of risk and exposure, and recommend a customized insurance program that provides the right protection for your business.