Commercial Insurance

Managing risk is an important part of protecting your company's property, people and assets. Bremer Insurance is a local, independent agency that partners with businesses of all sizes to provide comprehensive insurance coverage at competitive rates.

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commercial customers receiving insurance consulting services


policies in effect for commercial, personal and agriculture customers


carrier partners providing access to top-rated insurance programs and providers

Why Bremer Insurance?

We are more than just your insurance advisors, we are your neighbors. Bremer Insurance is a local, independent agency serving the communities in which we live and work in Minnesota, North Dakota and Wisconsin. We partner with an extensive network of top-rated insurance providers to deliver competitively priced insurance solutions for business, agribusiness, organizations, individuals, and employees.

Our experienced advisors will get to know your business, identify areas of risk and exposure, provide a variety of insurance options to consider, and help you customize the insurance program that provides the right protection for your business today. We'll also conduct a Bremer Advantage Review every year to help ensure your coverage continues to meet your needs tomorrow.

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Liability Insurance

Protect your business against unexpected claims or lawsuits with liability insurance coverage from Bremer Insurance. Our local insurance advisors will meet with you to evaluate your risks and help you to consider appropriate coverage options.

Liability insurance options

Property Insurance

Protect your buildings, equipment and more

Whether you own a building or lease a workspace, property insurance can help protect your business from a minor loss to a major disaster.

Protect your physical assets

Business property insurance can be one of the most important investments you make for your business. You can choose to cover your office furniture, fixtures, tools and inventory against damage and losses.

Protect your business

If you suffer a major disaster or physical property loss, you may also experience a significant disruption to your business and your revenue. A Bremer Insurance advisor can work with you to identify coverage solutions for business interruption, losses due to crime, lost earnings, payroll and electronic data losses.

Workers' Compensation Insurance

Protect your employees

When accidents happen, workers’ compensation insurance restores lost income and provides medical benefits for workers injured on the job. Workers’ compensation insurance is required by law and can protect you in the event of a lawsuit initiated by an injured worker.

Umbrella Insurance

Protect the unprotected

Umbrella coverage, or excess liability insurance (ELI), is one of the most important and cost effective type of insurance policy you can buy. It protects your business against gaps in your existing policy coverage, as well as from financially draining lawsuits — the type of rare but devastating claim that could close your business.

Umbrella insurance is typically low-cost, because it's supplemental coverage, and acts as a dual policy by paying liabilities in excess of your current limits and providing coverage in areas not included with existing policies. Our insurance advisors can work with you to include umbrella coverage as part of your risk management strategy.

Attract and retain top talent with great employee benefits

We'll help you set up and manage a retirement solutions plan that works for your business and provides your employees with the peace of mind that their future will be more financially secure.

Learn more about Retirement Plan Services