Home Equity
Your home offers shelter. A place to gather. A backdrop for your memories. But we can help it offer even more. We'll show you how to use your home's equity to finance a much-needed vacation, a new addition or relief from unexpected expenses.

Do More with Your Home
Your home's equity can help you prepare for tomorrow or seize opportunities today. At Bremer, a personal banker will discuss your options and your priorities before recommending a home equity loan or line of credit with flexible terms and a competitive interest rate.

Home Equity Term Loan
Leveraging the equity you’ve built in your home for extra cash at a low interest rate.
- Consolidating debt
- Home repairs or improvements
- Offers a wide variety of uses with a predictable monthly payment.
- Choice of variable rate or fixed rate.
- Rebuild equity in your home as you repay.
Does not offer the flexibility of drawing advances as needed.
Loan amounts start at $5,000 and a variety of loan terms as well as fixed and variable interest rates are available. You can even take advantage of lower interest rates with automatic loan payments deducted from your Bremer checking or savings account.

Home Equity Line of Credit
Take advantage of your home equity for a loan that offers the power of additional withdrawals.
- Consolidating debt
- Home repairs or improvements
- Education expenses
- Ability to access the line when you need it, and re-borrow funds you have paid back.
Failure to repay can put your home at risk. Carefully review your finances to ensure you can repay.
You’ll have access to cash for any reason, anytime, simply by writing a check or transferring funds through Online Banking or by phone. Credit lines start at $10,000 with variable interest rates.