Personal Savings

Everyone dreams a little differently. Whether it’s about owning a house or traveling the world — we’re all trying to save money today so we can do something amazing tomorrow. Our savings accounts make it easy to save for whatever comes next.

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More Ways to Save

ICON > Concept > Income Money Two Circles

Regular Savings: Under Age 21

  • MINIMUM TO OPEN

    • $0

  • MONTHLY SERVICE FEE

    • $0

  • FREE ATM WITHDRAWALS

    • At 37,000+ MoneyPass® ATMs nationwide

  • INTEREST BEARING

  • MINIMUM MONTHLY BALANCE TO AVOID MONTHLY SERVICE FEE

    • $0

ICON > Concept > Income Money Two Circles

Regular Savings: Age 21+

  • MINIMUM TO OPEN

    • $50

  • MONTHLY SERVICE FEE

    • $4

  • FREE ATM WITHDRAWALS

    • At 37,000+ MoneyPass® ATMs nationwide

  • INTEREST BEARING

  • MINIMUM MONTHLY BALANCE TO AVOID MONTHLY SERVICE FEE

    • Minimum Monthly Balance to Avoid Monthly Service Fee $300 daily balance; minimum balance requirement begins 6 months after account opening

Turn Your Savings into Earnings

ICON > Concept > Checkmark 80x80

Money Market

A flexible savings option that offers higher interest rates than a traditional savings account.

Easy access with variable interest rates

  • MONTHLY SERVICE FEE

    • $10

  • FREE ATM WITHDRAWALS

    • At 37,000+ MoneyPass® ATMs nationwide

  • INTEREST BEARING

  • MINIMUM MONTHLY BALANCE TO AVOID MONTHLY SERVICE FEE

    • $1,000 daily balance

ICON > Concept > Checkmark 80x80

Money Market Premier

If you already have a high level of savings, you can take advantage of market-competitive rates at multiple balance tiers.

Easy access with variable interest rates

  • MONTHLY SERVICE FEE

    • $10

  • FREE ATM WITHDRAWALS

    • At 37,000+ MoneyPass® ATMs nationwide

  • INTEREST BEARING

  • MINIMUM MONTHLY BALANCE TO AVOID MONTHLY SERVICE FEE

    • $10,000 average daily collected balance1

ICON > Concept > Checkmark 80x80

Money Market Reserve

Our highest yield savings option for large balance investors.

Easy access with variable interest rates

  • MONTHLY SERVICE FEE

    • $25

  • FREE ATM WITHDRAWALS

    • At 37,000+ MoneyPass® ATMs nationwide

  • INTEREST BEARING

  • OTHER REQUIREMENTS

    • A consumer checking account is required. New money required. See Rate Sheet for specific requirements.

  • MINIMUM MONTHLY BALANCE TO AVOID MONTHLY SERVICE FEE

    • $100,000 average daily collected balance1

Certificates of Deposit (CDs)

Make your money work for you over the long (or short) haul. With a guaranteed rate of interest over a fixed period of time, CDs are a great way to save for a specific date in the future, such as a college education, a down payment on a home or a special vacation.

  • Minimum deposit of only $500

  • CD terms to fit your savings needs — from 3 months to 5 years

  • Competitive interest rates

  • FDIC insured

View Rates and Terms

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Health Savings Account (HSA)

Don’t let unexpected medical costs take a toll on your finances. An HSA works just like a personal checking account but the money can only be spent on healthcare expenses, which helps you manage costs. Plus, all HSA contributions are tax-free2 and any money left in your account at the end of the year rolls over — so your money goes even further.

Learn more about HSAs

1

Average daily collected balance does not include deposited funds that are uncollected.

2

Consult a tax advisor

Non-MoneyPass ATMs may impose additional fees and surcharges. You may also be charged a fee by the ATM operator or any network used, and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.

See Account Disclosures for additional details.