Account Agreements, Terms and Conditions

For your convenience, download a PDF of these important account-opening disclosures.

Truth in Savings Disclosures:

• Certificates of Deposit

• Checking Accounts

• Money Market Accounts

• Savings Accounts

Other Resources:

• Account Agreement

• Automatic Payments Form

• Fee Schedule

• Funds Availability Policy

• Overdrafts

• Personal Deposit Rates

Terms and conditions pertaining to our personal digital banking tools.   

• Mobile Banking: Mobile Banking Terms & Conditions

• Online Banking: Online Banking Terms & Conditions

• Online Statements: Electronic Communication Disclosure

The account agreement containing general rules for business deposit accounts.

• Automatic Payments Form

• Business Account Agreement

• Funds Availability Policy

Terms and conditions pertaining to our business Online Banking & bill pay tool.

Business Online Banking Terms & Conditions

Terms and conditions related to our treasury management services for businesses.

Treasury Management Terms & Conditions

Terms and conditions related to the Bremer commercial card.

• Commercial Cardholder Agreement

• Guide to Benefits for Commercial Credit Card

These guides outline the purchase protections and other benefits provided by your debit card. 

• Guide to Benefits for Platinum Debit Cardholders

• Guide to Benefits for Small Business Cardholders 

• Guide to Benefits for World Debit Cardholders