Business Deposit Rates

Interest Rates and Annual Percentage Yields are accurate as of April 19, 2024. Rates may change without notice. Fees may reduce earnings and interest rate may change after account is opened.

Regular Savings

Minimum to open: $300

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
n/a$0.010.20%0.20%
Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tiern/aMinimum Balance to Obtain APY1$0.01Interest Rate0.20%Annual Percentage Yield (APY)0.20%

Business Money Market

Minimum to open: $1,000

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
$5,000+$5,0001.00%1.00%
$1,000-$4,999.99$1,0000.75%0.75%
$0.01-$999.99$0.010.50%0.50%
Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier$5,000+Minimum Balance to Obtain APY1$5,000Interest Rate1.00%Annual Percentage Yield (APY)1.00%
Balance Tier$1,000-$4,999.99Minimum Balance to Obtain APY1$1,000Interest Rate0.75%Annual Percentage Yield (APY)0.75%
Balance Tier$0.01-$999.99Minimum Balance to Obtain APY1$0.01Interest Rate0.50%Annual Percentage Yield (APY)0.50%

Business Money Market Premier

Minimum to open: $10,000

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
$15,000,000+$15,000,0003.91%3.98%
$10,000,000-$14,999,999.99$10,000,0003.52%3.58%
$6,500,000-$9,999,999.99$6,500,0003.47%3.53%
$3,500,000-$6,499,999.99$3,500,0003.42%3.47%
$1,000,000-$3,499,999.99$1,000,0002.93%2.97%
$750,000-$999,999.99$750,0002.45%2.48%
$500,000-$749,999.99$500,0002.12%2.14%
$100,000-$499,999.99$100,0002.00%2.02%
$10,000-$99,999.99$10,0001.00%1.00%
$0.01-$9,999.99$0.011.00%1.00%
Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier$15,000,000+Minimum Balance to Obtain APY1$15,000,000Interest Rate3.91%Annual Percentage Yield (APY)3.98%
Balance Tier$10,000,000-$14,999,999.99Minimum Balance to Obtain APY1$10,000,000Interest Rate3.52%Annual Percentage Yield (APY)3.58%
Balance Tier$6,500,000-$9,999,999.99Minimum Balance to Obtain APY1$6,500,000Interest Rate3.47%Annual Percentage Yield (APY)3.53%
Balance Tier$3,500,000-$6,499,999.99Minimum Balance to Obtain APY1$3,500,000Interest Rate3.42%Annual Percentage Yield (APY)3.47%
Balance Tier$1,000,000-$3,499,999.99Minimum Balance to Obtain APY1$1,000,000Interest Rate2.93%Annual Percentage Yield (APY)2.97%
Balance Tier$750,000-$999,999.99Minimum Balance to Obtain APY1$750,000Interest Rate2.45%Annual Percentage Yield (APY)2.48%
Balance Tier$500,000-$749,999.99Minimum Balance to Obtain APY1$500,000Interest Rate2.12%Annual Percentage Yield (APY)2.14%
Balance Tier$100,000-$499,999.99Minimum Balance to Obtain APY1$100,000Interest Rate2.00%Annual Percentage Yield (APY)2.02%
Balance Tier$10,000-$99,999.99Minimum Balance to Obtain APY1$10,000Interest Rate1.00%Annual Percentage Yield (APY)1.00%
Balance Tier$0.01-$9,999.99Minimum Balance to Obtain APY1$0.01Interest Rate1.00%Annual Percentage Yield (APY)1.00%

Certificate of Deposit

Minimum to open: $500

Fixed Rate Term Minimum Balance to Obtain APY2 Interest Rate3 Annual Percentage Yield (APY)3
60 months$25,0003.00%3.00%
60 months$10,0002.75%2.75%
60 months$0.012.50%2.50%
48-59 months$25,0002.75%2.75%
48-59 months$10,0002.60%2.60%
48-59 months$0.012.50%2.50%
36-47 months$25,0002.60%2.60%
36-47 months$10,0002.50%2.50%
36-47 months$0.012.25%2.25%
24-35 months$25,0001.75%1.75%
24-35 months$10,0001.60%1.60%
24-35 months$0.011.50%1.50%
12-23 months$25,0002.50%2.50%
12-23 months$10,0002.25%2.25%
12-23 months$0.011.50%1.50%
6-11 months$25,0002.15%2.16%
6-11 months$10,0002.00%2.01%
6-11 months$0.011.25%1.25%
3-5 months$25,0000.90%0.90%
3-5 months$10,0000.80%0.80%
3-5 months$0.010.70%0.70%
0-90 days$25,0000.75%0.75%
0-90 days$10,0000.50%0.50%
0-90 days$0.010.40%0.40%
Fixed Rate Term Minimum Balance to Obtain APY2 Interest Rate3 Annual Percentage Yield (APY)3
Fixed Rate Term60 monthsMinimum Balance to Obtain APY2$25,000Interest Rate33.00%Annual Percentage Yield (APY)33.00%
Fixed Rate Term60 monthsMinimum Balance to Obtain APY2$10,000Interest Rate32.75%Annual Percentage Yield (APY)32.75%
Fixed Rate Term60 monthsMinimum Balance to Obtain APY2$0.01Interest Rate32.50%Annual Percentage Yield (APY)32.50%
Fixed Rate Term48-59 monthsMinimum Balance to Obtain APY2$25,000Interest Rate32.75%Annual Percentage Yield (APY)32.75%
Fixed Rate Term48-59 monthsMinimum Balance to Obtain APY2$10,000Interest Rate32.60%Annual Percentage Yield (APY)32.60%
Fixed Rate Term48-59 monthsMinimum Balance to Obtain APY2$0.01Interest Rate32.50%Annual Percentage Yield (APY)32.50%
Fixed Rate Term36-47 monthsMinimum Balance to Obtain APY2$25,000Interest Rate32.60%Annual Percentage Yield (APY)32.60%
Fixed Rate Term36-47 monthsMinimum Balance to Obtain APY2$10,000Interest Rate32.50%Annual Percentage Yield (APY)32.50%
Fixed Rate Term36-47 monthsMinimum Balance to Obtain APY2$0.01Interest Rate32.25%Annual Percentage Yield (APY)32.25%
Fixed Rate Term24-35 monthsMinimum Balance to Obtain APY2$25,000Interest Rate31.75%Annual Percentage Yield (APY)31.75%
Fixed Rate Term24-35 monthsMinimum Balance to Obtain APY2$10,000Interest Rate31.60%Annual Percentage Yield (APY)31.60%
Fixed Rate Term24-35 monthsMinimum Balance to Obtain APY2$0.01Interest Rate31.50%Annual Percentage Yield (APY)31.50%
Fixed Rate Term12-23 monthsMinimum Balance to Obtain APY2$25,000Interest Rate32.50%Annual Percentage Yield (APY)32.50%
Fixed Rate Term12-23 monthsMinimum Balance to Obtain APY2$10,000Interest Rate32.25%Annual Percentage Yield (APY)32.25%
Fixed Rate Term12-23 monthsMinimum Balance to Obtain APY2$0.01Interest Rate31.50%Annual Percentage Yield (APY)31.50%
Fixed Rate Term6-11 monthsMinimum Balance to Obtain APY2$25,000Interest Rate32.15%Annual Percentage Yield (APY)32.16%
Fixed Rate Term6-11 monthsMinimum Balance to Obtain APY2$10,000Interest Rate32.00%Annual Percentage Yield (APY)32.01%
Fixed Rate Term6-11 monthsMinimum Balance to Obtain APY2$0.01Interest Rate31.25%Annual Percentage Yield (APY)31.25%
Fixed Rate Term3-5 monthsMinimum Balance to Obtain APY2$25,000Interest Rate30.90%Annual Percentage Yield (APY)30.90%
Fixed Rate Term3-5 monthsMinimum Balance to Obtain APY2$10,000Interest Rate30.80%Annual Percentage Yield (APY)30.80%
Fixed Rate Term3-5 monthsMinimum Balance to Obtain APY2$0.01Interest Rate30.70%Annual Percentage Yield (APY)30.70%
Fixed Rate Term0-90 daysMinimum Balance to Obtain APY2$25,000Interest Rate30.75%Annual Percentage Yield (APY)30.75%
Fixed Rate Term0-90 daysMinimum Balance to Obtain APY2$10,000Interest Rate30.50%Annual Percentage Yield (APY)30.50%
Fixed Rate Term0-90 daysMinimum Balance to Obtain APY2$0.01Interest Rate30.40%Annual Percentage Yield (APY)30.40%
  1. Based on daily collected balance. Daily collected balance does not include deposited funds that are uncollected. Fees may reduce earnings and interest rate may change after account is opened.

  2. Based on daily balance. Fees may reduce earnings and interest rate may change after account is opened.

  3. The disclosed APY assumes that interest will either be compounded to your certificate or deposited electronically to another account.

See current Fee Schedule and Business Account Agreement for additional details.