Business Deposit Rates

Interest Rates and Annual Percentage Yields are accurate as of June 6, 2022. Rates may change without notice. Fees may reduce earnings and interest rate may change after account is opened.

Regular Savings

Minimum to open: $300

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
n/a $0.01 0.01% 0.01%
Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier n/a Minimum Balance to Obtain APY1 $0.01 Interest Rate 0.01% Annual Percentage Yield (APY) 0.01%

Business Money Market

Minimum to open: $1,000

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
$5,000 and over $5,000 .01% .01%
$1,000 to $4,999.99 $1,000 .01% .01%
$0 to $999.99 $0.01 .01% .01%
Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier $5,000 and over Minimum Balance to Obtain APY1 $5,000 Interest Rate .01% Annual Percentage Yield (APY) .01%
Balance Tier $1,000 to $4,999.99 Minimum Balance to Obtain APY1 $1,000 Interest Rate .01% Annual Percentage Yield (APY) .01%
Balance Tier $0 to $999.99 Minimum Balance to Obtain APY1 $0.01 Interest Rate .01% Annual Percentage Yield (APY) .01%

Business Money Market Premier

Minimum to open: $10,000

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
$15,000,000.00+ $15,000,000.00 0.10% 0.10%
$10,000,000 - $14,999,999.99 $10,000,000.00 0.10% 0.10%
$6,500,000 - $9,999,999.99 $6,500,000.00 0.10% 0.10%
$3,500,000 - $6,499,999.99 $3,500,000.00 0.10% 0.10%
$1,000,000 - $3,499,999.99 $1,000,000.00 0.10% 0.10%
$750,000 - $999,999.99 $750,000.00 0.08% 0.08%
$500,000 - $749,999.99 $500,000.00 0.05% 0.05%
$100,000 - $499,999.99 $100,000.00 0.05% 0.05%
$10,000 - $99,999.99 $10,000.00 0.05% 0.05%
$0 - $9,999.99 $0.01 0.05% 0.05%
Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier $15,000,000.00+ Minimum Balance to Obtain APY1 $15,000,000.00 Interest Rate 0.10% Annual Percentage Yield (APY) 0.10%
Balance Tier $10,000,000 - $14,999,999.99 Minimum Balance to Obtain APY1 $10,000,000.00 Interest Rate 0.10% Annual Percentage Yield (APY) 0.10%
Balance Tier $6,500,000 - $9,999,999.99 Minimum Balance to Obtain APY1 $6,500,000.00 Interest Rate 0.10% Annual Percentage Yield (APY) 0.10%
Balance Tier $3,500,000 - $6,499,999.99 Minimum Balance to Obtain APY1 $3,500,000.00 Interest Rate 0.10% Annual Percentage Yield (APY) 0.10%
Balance Tier $1,000,000 - $3,499,999.99 Minimum Balance to Obtain APY1 $1,000,000.00 Interest Rate 0.10% Annual Percentage Yield (APY) 0.10%
Balance Tier $750,000 - $999,999.99 Minimum Balance to Obtain APY1 $750,000.00 Interest Rate 0.08% Annual Percentage Yield (APY) 0.08%
Balance Tier $500,000 - $749,999.99 Minimum Balance to Obtain APY1 $500,000.00 Interest Rate 0.05% Annual Percentage Yield (APY) 0.05%
Balance Tier $100,000 - $499,999.99 Minimum Balance to Obtain APY1 $100,000.00 Interest Rate 0.05% Annual Percentage Yield (APY) 0.05%
Balance Tier $10,000 - $99,999.99 Minimum Balance to Obtain APY1 $10,000.00 Interest Rate 0.05% Annual Percentage Yield (APY) 0.05%
Balance Tier $0 - $9,999.99 Minimum Balance to Obtain APY1 $0.01 Interest Rate 0.05% Annual Percentage Yield (APY) 0.05%

Certificate of Deposit

Minimum to open: $500

Fixed Rate Term Minimum Balance to Obtain APY2 Interest Rate3 Annual Percentage Yield (APY)3
60+ months $25,000.00 0.40% 0.40%
60+ months $10,000.00 0.30% 0.30%
60+ months $0.01 0.25% 0.25%
48 to 59 months $25,000.00 0.40% 0.40%
48 to 59 months $10,000.00 0.30% 0.30%
48 to 59 months $0.01 0.25% 0.25%
36 to 47 months $25,000.00 0.35% 0.35%
36 to 47 months $10,000.00 0.25% 0.25%
36 to 47 months $0.01 0.20% 0.20%
24 to 35 months $25,000.00 0.35% 0.35%
24 to 35 months $10,000.00 0.25% 0.25%
24 to 35 months $0.01 0.20% 0.20%
12 to 23 months $25,000.00 0.25% 0.25%
12 to 23 months $10,000.00 0.15% 0.15%
12 to 23 months $0.01 0.05% 0.05%
6 to 11 months $25,000.00 0.10% 0.10%
6 to 11 months $10,000.00 0.05% 0.05%
6 to 11 months $0.01 0.03% 0.03%
3 to 5 months $25,000.00 0.05% 0.05%
3 to 5 months $10,000 0.05% 0.05%
3 to 5 months $0.01 0.03% 0.03%
0 to 90 days $25,000.00 0.05% 0.05%
0 to 90 days $10,000.00 0.05% 0.05%
0 to 90 days $0.01 0.03% 0.03%
Fixed Rate Term Minimum Balance to Obtain APY2 Interest Rate3 Annual Percentage Yield (APY)3
Fixed Rate Term 60+ months Minimum Balance to Obtain APY2 $25,000.00 Interest Rate3 0.40% Annual Percentage Yield (APY)3 0.40%
Fixed Rate Term 60+ months Minimum Balance to Obtain APY2 $10,000.00 Interest Rate3 0.30% Annual Percentage Yield (APY)3 0.30%
Fixed Rate Term 60+ months Minimum Balance to Obtain APY2 $0.01 Interest Rate3 0.25% Annual Percentage Yield (APY)3 0.25%
Fixed Rate Term 48 to 59 months Minimum Balance to Obtain APY2 $25,000.00 Interest Rate3 0.40% Annual Percentage Yield (APY)3 0.40%
Fixed Rate Term 48 to 59 months Minimum Balance to Obtain APY2 $10,000.00 Interest Rate3 0.30% Annual Percentage Yield (APY)3 0.30%
Fixed Rate Term 48 to 59 months Minimum Balance to Obtain APY2 $0.01 Interest Rate3 0.25% Annual Percentage Yield (APY)3 0.25%
Fixed Rate Term 36 to 47 months Minimum Balance to Obtain APY2 $25,000.00 Interest Rate3 0.35% Annual Percentage Yield (APY)3 0.35%
Fixed Rate Term 36 to 47 months Minimum Balance to Obtain APY2 $10,000.00 Interest Rate3 0.25% Annual Percentage Yield (APY)3 0.25%
Fixed Rate Term 36 to 47 months Minimum Balance to Obtain APY2 $0.01 Interest Rate3 0.20% Annual Percentage Yield (APY)3 0.20%
Fixed Rate Term 24 to 35 months Minimum Balance to Obtain APY2 $25,000.00 Interest Rate3 0.35% Annual Percentage Yield (APY)3 0.35%
Fixed Rate Term 24 to 35 months Minimum Balance to Obtain APY2 $10,000.00 Interest Rate3 0.25% Annual Percentage Yield (APY)3 0.25%
Fixed Rate Term 24 to 35 months Minimum Balance to Obtain APY2 $0.01 Interest Rate3 0.20% Annual Percentage Yield (APY)3 0.20%
Fixed Rate Term 12 to 23 months Minimum Balance to Obtain APY2 $25,000.00 Interest Rate3 0.25% Annual Percentage Yield (APY)3 0.25%
Fixed Rate Term 12 to 23 months Minimum Balance to Obtain APY2 $10,000.00 Interest Rate3 0.15% Annual Percentage Yield (APY)3 0.15%
Fixed Rate Term 12 to 23 months Minimum Balance to Obtain APY2 $0.01 Interest Rate3 0.05% Annual Percentage Yield (APY)3 0.05%
Fixed Rate Term 6 to 11 months Minimum Balance to Obtain APY2 $25,000.00 Interest Rate3 0.10% Annual Percentage Yield (APY)3 0.10%
Fixed Rate Term 6 to 11 months Minimum Balance to Obtain APY2 $10,000.00 Interest Rate3 0.05% Annual Percentage Yield (APY)3 0.05%
Fixed Rate Term 6 to 11 months Minimum Balance to Obtain APY2 $0.01 Interest Rate3 0.03% Annual Percentage Yield (APY)3 0.03%
Fixed Rate Term 3 to 5 months Minimum Balance to Obtain APY2 $25,000.00 Interest Rate3 0.05% Annual Percentage Yield (APY)3 0.05%
Fixed Rate Term 3 to 5 months Minimum Balance to Obtain APY2 $10,000 Interest Rate3 0.05% Annual Percentage Yield (APY)3 0.05%
Fixed Rate Term 3 to 5 months Minimum Balance to Obtain APY2 $0.01 Interest Rate3 0.03% Annual Percentage Yield (APY)3 0.03%
Fixed Rate Term 0 to 90 days Minimum Balance to Obtain APY2 $25,000.00 Interest Rate3 0.05% Annual Percentage Yield (APY)3 0.05%
Fixed Rate Term 0 to 90 days Minimum Balance to Obtain APY2 $10,000.00 Interest Rate3 0.05% Annual Percentage Yield (APY)3 0.05%
Fixed Rate Term 0 to 90 days Minimum Balance to Obtain APY2 $0.01 Interest Rate3 0.03% Annual Percentage Yield (APY)3 0.03%
  1. Based on daily collected balance. Daily collected balance does not include deposited funds that are uncollected. Fees may reduce earnings and interest rate may change after account is opened.

  2. Based on daily balance. Fees may reduce earnings and interest rate may change after account is opened.

  3. The disclosed APY assumes that interest will either be compounded to your certificate or deposited electronically to another account.

See current Fee Schedule and Business Account Agreement for additional details.