• Important news

Bremer and Old National: A strong future built on shared values

ONBTransition Hero 1127x652
  • Important news

Bremer and Old National: A strong future built on shared values

Last November, we announced our plans to merge with Old National Bank, an organization whose dedication to customers and community aligns with our own. Bremer Bank is now a division of Old National Bank. As we move forward as one organization, we're excited to build on our shared strengths, bring you enhanced banking capabilities and continue investing in the communities we call home.

Here's what you can look forward to once our integration is complete

Individual-RGB 80x80

Familiar faces and added expertise

The bankers and branches you know will continue providing the same community-focused, relationship-driven service you valued at Bremer, with the added resources of Old National.

ICON > Concept > Growth Measure Ruler 80x80

Expanded capabilities

With a broader suite of products and solutions, our combined organization is well equipped to support all your personal and business financial needs.

ICON > Concept > Puzzle Piece

Stronger network

By combining Bremer's regional presence with Old National's wider reach, you'll benefit from more branches, expanded ATM access and greater convenience.

Here's what to know now

ICON 80 > Product > ATM 80x80

Expanded ATM access

Enjoy this immediate benefit—you can now use your Bremer debit card to make cash withdrawals at any Old National banking center ATM with no fees.*

ICON 80 > Concept > Bank Building 80x80

Continue to bank as usual

Your day-to-day banking remains unchanged for now as we work to integrate our organizations. There are no changes to your accounts or services. The familiar team at your local branch will continue to serve you, and you’ll still work with the bankers and advisors you know and trust.

ICON > Concept > Document 80x80

Accounts will transition later this year

We’re preparing to transition your Bremer Bank accounts and services to Old National later this year and will provide all the details you need well in advance.

ICON > Product > Working Capital 80x80

Watch for ongoing updates

We’ll keep you informed throughout the transition with timely updates as well as a dedicated online transition center coming soon. Please ensure your contact information is up to date with us so you receive all the important communications.

ICON 80 > Businessline > Insurance Personal 80x80

Review FDIC insurance details

Now that our organizations are combined, it's important to understand how your accounts are protected under FDIC insurance. Please review the details about your coverage below.

Question-RGB 80x80

Find more information

Please review the FAQs on this page and see our updated Privacy Notice.

ONB AboutUs 684x684

Get to know Old National Bank

With deep community roots and a strong commitment to relationship-based banking, Old National is dedicated to helping individuals, businesses and communities thrive. Discover why you'll feel right at home.

About Old National

Frequently asked questions

When the Otto Bremer Trust (OBT) reaffirmed its plans to transfer ownership of Bremer, the Bremer Financial Corporation Board and OBT trustees worked together to find a partner with a commitment to customers and connection to community similar to our own. Old National’s deep community focus and strong regional presence made it the ideal partner. Together, we are well positioned to provide expanded capabilities, enhanced resources and personalized service to support all your business and personal financial needs.

Your Bremer accounts and services will transition to comparable Old National products and systems later this year. We'll provide all the details you need in advance, including any steps you may need to take. You'll receive separate communications with specific information about your account changes and how to access Old National's online and mobile banking platforms.

Yes, the familiar team at your local branch will continue to serve you, and you'll still work with the bankers and advisors you know and trust. Effective immediately, you can use your Bremer debit card to make surcharge-free cash withdrawals at any Old National banking center ATM.* Once the transition to Old National's products and systems is complete, you'll gain access to Old National's full branch network, providing even more convenient banking options.

No action is needed at this time. Your accounts and services remain unchanged. Just be sure your contact information is up to date with us so you receive all the important updates about the transition.

No. Bremer Bank and Old National Bank never ask for personal financial or account security information — such as your full account, card or Social Security number, or your passwords or multifactor authentication numbers — via outbound phone call, automated voice response, voicemail, email, letter or text message. If you receive a phone call or message requesting this type of information, please report the incident immediately to Bremer Customer Support at 800-908-2265.

Following the systems conversion later this year, the name will transition to Old National Bank. During this interim period, our legal name will be Bremer Bank, a division of Old National Bank, until the full transition is complete.

How does the merger affect my FDIC insurance?

Bremer Bank became a division of Old National Bank on May 1, 2025. As a result, these two banks have become one FDIC-insured institution. Typically, FDIC insurance covers your deposits (including checking and savings accounts, money market deposit accounts and certificates of deposit)—up to $250,000 per owner per FDIC-insured institution. This means that deposit accounts opened at Bremer Bank prior to May 1, 2025, will no longer be separately insured from deposit accounts at Old National Bank after November 1, 2025. This six-month grace period provides time to review your deposit accounts to ensure your coverage is not affected.

Please review this important information regarding your FDIC insurance coverage:

When account opened

How FDIC coverage may change

Accounts opened at Bremer Bank prior to May 1, 2025

Deposit accounts opened at Bremer Bank prior to May 1, 2025, will be separately insured from deposits at Old National Bank until November 1, 2025. This six-month grace period allows you the opportunity to restructure your accounts, if necessary.

Certificates of deposit (CDs) at Bremer Bank dated prior to May 1, 2025, are separately insured until the earliest maturity date after November 1, 2025.

Accounts opened at Bremer Bank on or after May 1, 2025

Deposit accounts opened at Bremer Bank on or after May 1, 2025, may not be separately insured.

CDs that mature during the interim period of May 1, 2025, through November 1, 2025 and are renewed for the same term and in the same dollar amount (either with or without accrued interest), will continue to be separately insured until the first maturity date after November 1, 2025. If a CD matures during this interim period and is renewed on any other basis, it will only be separately insured until November 1, 2025.

* ATM non-MoneyPass® withdrawal fees and ATM surcharge fees will be waived for ATM withdrawals transacted at Old National banking center ATM terminals. All other standard fees and/or transaction limitations will apply. ATM deposits and other transactions will not be available when using Old National ATM terminals until Bremer products and services are moved to Old National Bank systems later this year.

0425-110