Send Money with Zelle®

Zelle gives you the power to quickly1 make payments to friends, family and just about anyone2 you trust. Plus, Zelle is free to use for all Bremer customers.3 Download the Bremer app to start using Zelle.

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Paying Power in the Palm of Your Hand

Whether it’s for picking up the tab or settling that I-owe-you, Zelle makes it easy to send and receive money from friends and family without worrying about carrying cash or digging for loose change. Just download and access Zelle directly from the Bremer mobile app to enroll and connect it to your personal Bremer account to start sending money with the safety and security you expect from Bremer.2

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Send money quickly

Zelle is a fast, convenient way to send money and make personal payments in minutes1 from your mobile phone. Just pick the trusted recipient you want to pay, enter the amount and send it their way.

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Receive money in a snap

Once you, your friends and family are enrolled, they can use Zelle to send you money directly, or you can request a payment and they’ll get a notification via email or straight to their mobile device.4

Download the Bremer app on the App Store or Google Play to send and receive money with Zelle

Zelle FAQs

Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes1. With just an email address or U.S. mobile phone number, you can send money to people you know and trust, regardless of where they bank2. Ask your recipient to enroll with Zelle before you send them money – this will help them get your payment more quickly.

You can send money to friends, family and people you know2. We recommend you ask people to enroll with Zelle before you send them money – this will help them get your payment more quickly.

Since money is sent directly from your bank account to another person’s bank account within minutes1, it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number. Zelle should only be used to send money to friends, family or others you trust.

You can send, request, or receive money with Zelle. To get started, download or log into Bremer Bank’s consumer mobile app, accept terms and conditions, and then select “Send Money with Zelle®”. Enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, and you’re finished.

To send money using Zelle, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile phone number), add the amount you’d like to send and an optional memo, review, then hit “Send.” In most cases, the money is available to your recipient in minutes2.

To request money using Zelle, choose “Request,” select the individual(s) from whom you’d like to request money, enter the amount you’d like to request, include an optional note, review and hit “Request”.4

To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle.

If you have already enrolled with Zelle, you do not need to take any further action. The money will move directly into your bank account, typically within minutes2.

If you have not yet enrolled with Zelle, follow these steps:

  1. Click on the link provided in the payment notification you received via email or text message.

  2. Select Bremer Bank.

  3. Follow the instructions provided on the page to enroll and receive your payment. Pay attention to the email address or U.S. mobile number where you received the payment notification - you should enroll with Zelle using that email address or U.S. mobile number to ensure you receive your money.

Zelle is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter or neighbor2.

Since money is sent directly from your bank account to another person’s bank account within minutes1Zelle should not be used to send money to people you don’t know or trust.

Neither Zelle nor Bremer Bank offer a protection program for any authorized payments made with Zelle – for example if you do not receive the item you paid for or the item is not as described or as you expected.

Bremer Bank does not charge any fees to use Zelle1.

It’s easy — Zelle is already available within Bremer Bank’s consumer mobile banking app! Check our app and follow a few simple steps to enroll with Zelle today. We recommend you enroll before someone sends you money – this will help you get your first payment faster.

You can find a full list of participating banks and credit unions live with Zelle at zellepay.com.

If your recipient’s bank isn’t on the list, don’t worry! The list of participating financial institutions is always growing, and your recipient can still use Zelle by downloading the Zelle app for Android and iOS.

To enroll with the Zelle app, your recipient will enter their basic contact information, an email address and U.S. mobile number, and a Visa® or Mastercard® debit card with a U.S. based account (does not include U.S. territories). Zelle does not accept debit cards associated with international deposit accounts or any credit cards.

When you enroll with Zelle through the Bremer Bank app, your name, the name of your bank and the email address or U.S. mobile number you enrolled is shared with Zelle (no sensitive account details are shared – those stay with Bremer Bank). When someone sends money to your enrolled email address or U.S. mobile number, Zelle looks up the email address or mobile number in its “directory” and notifies Bremer Bank of the incoming payment. Bremer then directs the payment into your bank account, all while keeping your sensitive account details private.

In order to use Zelle, the sender and recipient’s bank accounts must be based in the U.S.

If your recipient has not yet enrolled with Zelle, the payment will remain pending and the money will not move from your account. If the recipient does not enroll within 14 days, the payment will expire, and the transaction will need to made again. 

If the person you sent money to has already enrolled with Zelle, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you know and trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.

If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If you aren’t able to get your money back, please call us at 800-908-2265 so we can help you.

Money sent with Zelle is typically available to an enrolled person within minutes1. Ask your friends and family to enroll with Zelle before you send them money – this will help them get your payment more quickly.

If you send money to someone who isn’t enrolled with Zelle, they will receive a notification prompting them to enroll. After enrollment, the money will move directly into your recipient’s account. Once their first payment completes, your recipient will be able to receive future payments faster, typically within minutes1.

If your payment is still pending, we recommend confirming that the person you sent money to has enrolled with Zelle and that you entered the correct email address or U.S. mobile phone number. If you’re waiting to receive money, you should check to see if you’ve received a payment notification via email or text message. If you haven’t received a payment notification, we recommend following up with the sender to confirm they entered the correct email address or U.S. mobile phone number.

Still having trouble? Please call the Bremer Bank customer support team at 800-908-BANK (2265).

Yes! They will receive a notification via email or text message.

Keeping your money and information safe is a top priority for Bremer Bank. When you use Zelle within our mobile app or online banking, your information is protected with the same technology we use to keep your bank account safe.

If you don’t know the person, or aren’t sure you will get what you paid for (for example, items bought from an on-line bidding or sales site), you should not use Zelle for these types of transactions.

These transactions are potentially high risk (just like sending cash to a person you don’t know is high risk). Neither Zelle nor Bremer Bank offer a protection program for any authorized payments made with Zelle.

1

Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.

2

Must have a bank account in the U.S. to use Zelle.

3

Mobile carrier fees may apply.

4

To send payment requests or split payment requests, the U.S. mobile number being used must already be enrolled in Zelle.

Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.