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Choosing the right credit card is easier then ever. No matter which card you choose, you'll enjoy important features like chip-card technology for added security, convenient mobile purchasing capability and so much more. Enroll your card in a digital wallet to pay with your mobile device all over town so whether you are grabbing a quick lunch, picking up groceries or shopping for clothes, use your card to pay at lots of places you already go.

Visa® Platinum Card
Pay down your other credit card balances faster with a great low introductory rate for an extended time
Learn more and apply now.

Visa® Real Rewards Card
Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)5.  No caps or limits on the number of points you can earn, and you have 5 years to redeem for rewards. Plus 2,500 bonus rewards points awarded after your first purchase.3 Learn more and apply now.

Cash Rewards American Express® Card
Flexible cash rewards: 3% cash back1 on the first $6,000 in eligible net purchases made each year at gas stations2,4; 2% cash back on eligible supermarket net purchases1; 1% on all other eligible net purchases1, plus $25 cash back after your first purchase3. Learn more and apply now.

Premier Rewards American Express® Card
Earn 4 points for every $1 spent on eligible net restaurant purchases6; earn 3 points for every $1 spent on eligible net airline purchases, earn 2 points for every $1 spent on eligible net gas purchases; earn 1 point for every $1 spent on all other eligible net purchases.  No caps or limits on the number of points you can earn, and you have 5 years to redeem for rewards4. Plus reimbursement for either Global Entry or TSA Pre-check7. Learn more and apply now.

Visa® Secured Card
Start building (or rebuilding) your credit history, even if you’ve been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee. Learn more and apply now.

Visa® College Rewards Card
Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)5.  No caps or limits on the number of points you can earn, and you have 5 years to redeem for rewards. Plus 2,500 bonus rewards points3 awarded after your first purchase. Learn more and apply now.

  • 1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
  • 2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12-month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned.
  • 3 First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.
  • 4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). 
  • 5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
  • 6 Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned. 
  • 7 Certain limitations and restrictions may apply. Further details are available in the Guide to Benefits which is provided to new cardmembers upon approval.
  • The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and American Express. American Express is a federally registered service mark of American Express.
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