Bremer Bank offers competitive rates and a large variety of mortgage programs personalized to fit your individual needs. Because several factors can impact your mortgage rate, we recommend you contact your local mortgage specialist for a personal quote. You can also explore these tips for comparing mortgage rates.
Rates for a 60-day lock as of 09/30/2016
|Conventional - 15 Year Fixed¹||Rate||APR|
|Include 1% Origination||2.750%||2.997%|
|Without 1% Origination||3.000%||3.103%|
|Conventional - 30 Year Fixed²||Rate||APR|
|Include 1% Origination||3.375%||3.514%|
|Without 1% Origination||3.625%||3.683%|
|FHA - 30 Year Fixed²||Rate||APR|
|Include 1% Origination||3.250%||4.283%|
|Without 1% Origination||3.500%||4.549%|
Subject to credit approval. Certain restrictions apply. Rates subject to change. For example, a loan amount of $150,000 with a 20% down payment based on Number of payments over years:
APR 1180 payments over 15 years $1,017.93 2.997% 2360 payments over 30 years $663.14 3.514% Consult a tax advisor regarding tax deductibility of interest. All Products assume a 45 day interest rate lock and escrow account. Conventional products assume a 740 minimum credit score. All rates are subject to adjustments based on loan criteria. Payments do not include taxes or insurance premiums and the actual payment will be greater.