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Mortgage Rates

Bremer Bank offers competitive rates and a large variety of mortgage programs personalized to fit your individual needs. Because several factors can impact your mortgage rate, we recommend you contact your local mortgage specialist for a personal quote. You can also explore these tips for comparing mortgage rates. 

Rates for a 60-day lock as of 10/24/2016

Conventional - 15 Year Fixed¹ Rate APR
Include 1% Origination 2.750% 2.997%
Without 1% Origination 3.000% 3.103%

Conventional - 30 Year Fixed² Rate APR
Include 1% Origination 3.500% 3.640%
Without 1% Origination 3.750% 3.808%

FHA - 30 Year Fixed² Rate APR
Include 1% Origination 3.250% 4.283%
Without 1% Origination 3.500% 4.549%


  • Subject to credit approval. Certain restrictions apply. Rates subject to change. For example, a loan amount of $150,000 with a 20% down payment based on
    Number of payments over years:

    Estimated Payment

    1180 payments over 15 years $1,017.93 2.997%
    2360 payments over 30 years $673.57 3.640%
    Consult a tax advisor regarding tax deductibility of interest. All Products assume a 45 day interest rate lock and escrow account. Conventional products assume a 740 minimum credit score.  All rates are subject to adjustments based on loan criteria. Payments do not include taxes or insurance premiums and the actual payment will be greater.

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Deposit products offered by Bremer Bank. Member FDIC.

Equal Housing Lender