Personal Deposit Rates

Interest Rates and Annual Percentage Yields are accurate as of December 10, 2024. Rates may change without notice. Fees may reduce earnings and interest rate may change after account is opened.

Bremer Select BankingSM

Minimum to open: $100

Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
n/an/an/a
Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tiern/aMinimum Balance to Obtain APY1n/aInterest Raten/aAnnual Percentage Yield (APY)n/a

Bremer Benefit Banking

Minimum to open: $100

Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
$0.010.05%0.05%
Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tiern/aMinimum Balance to Obtain APY1$0.01Interest Rate0.05%Annual Percentage Yield (APY)0.05%

Bremer Choice BankingSM

Minimum to open: $100

Balance Tier2 Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
$20,000+$20,0000.10%*0.10%*
$0.01-$19,999.99$0.010.10%*0.10%*
Balance Tier2 Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier2$20,000+Minimum Balance to Obtain APY1$20,000Interest Rate0.10%*Annual Percentage Yield (APY)0.10%*
Balance Tier2$0.01-$19,999.99Minimum Balance to Obtain APY1$0.01Interest Rate0.10%*Annual Percentage Yield (APY)0.10%*

Regular Savings

Minimum to open: $50 (under age 21, no minimum)

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
n/a$0.010.15%0.15%
Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tiern/aMinimum Balance to Obtain APY1$0.01Interest Rate0.15%Annual Percentage Yield (APY)0.15%

Money Market

Minimum to open: $1,000

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
$5,000+$5,0000.78%0.78%
$1,000-$4,999.99$1,0000.53%0.53%
$0.01-$999.99$0.010.28%0.28%
Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier$5,000+Minimum Balance to Obtain APY1$5,000Interest Rate0.78%Annual Percentage Yield (APY)0.78%
Balance Tier$1,000-$4,999.99Minimum Balance to Obtain APY1$1,000Interest Rate0.53%Annual Percentage Yield (APY)0.53%
Balance Tier$0.01-$999.99Minimum Balance to Obtain APY1$0.01Interest Rate0.28%Annual Percentage Yield (APY)0.28%

Money Market PremierSM

Minimum to open: $10,000

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
$7,500,000+$7,500,0003.03%3.07%
$5,000,000-$7,499,999.99$5,000,0002.93%2.97%
$2,500,000-$4,999,999.99$2,500,0002.78%2.82%
$1,000,000-$2,499,999.99$1,000,0002.53%2.56%
$750,000-$999,999.99$750,0002.28%2.30%
$500,000-$749,999.99$500,0001.90%1.92%
$250,000-$499,999.99$250,0001.78%1.79%
$100,000-$249,999.99$100,0001.78%1.79%
$10,000-$99,999.99$10,0000.98%0.98%
$0.01-$9,999.99$0.010.78%0.78%
Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier$7,500,000+Minimum Balance to Obtain APY1$7,500,000Interest Rate3.03%Annual Percentage Yield (APY)3.07%
Balance Tier$5,000,000-$7,499,999.99Minimum Balance to Obtain APY1$5,000,000Interest Rate2.93%Annual Percentage Yield (APY)2.97%
Balance Tier$2,500,000-$4,999,999.99Minimum Balance to Obtain APY1$2,500,000Interest Rate2.78%Annual Percentage Yield (APY)2.82%
Balance Tier$1,000,000-$2,499,999.99Minimum Balance to Obtain APY1$1,000,000Interest Rate2.53%Annual Percentage Yield (APY)2.56%
Balance Tier$750,000-$999,999.99Minimum Balance to Obtain APY1$750,000Interest Rate2.28%Annual Percentage Yield (APY)2.30%
Balance Tier$500,000-$749,999.99Minimum Balance to Obtain APY1$500,000Interest Rate1.90%Annual Percentage Yield (APY)1.92%
Balance Tier$250,000-$499,999.99Minimum Balance to Obtain APY1$250,000Interest Rate1.78%Annual Percentage Yield (APY)1.79%
Balance Tier$100,000-$249,999.99Minimum Balance to Obtain APY1$100,000Interest Rate1.78%Annual Percentage Yield (APY)1.79%
Balance Tier$10,000-$99,999.99Minimum Balance to Obtain APY1$10,000Interest Rate0.98%Annual Percentage Yield (APY)0.98%
Balance Tier$0.01-$9,999.99Minimum Balance to Obtain APY1$0.01Interest Rate0.78%Annual Percentage Yield (APY)0.78%

Money Market Reserve

Minimum to open: $100,000

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
$250,000+$250,0001.28%1.29%
$100,000-$249,999.99$100,0001.13%1.14%
$0.01-$99,999.99$0.010.78%0.78%
Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier$250,000+Minimum Balance to Obtain APY1$250,000Interest Rate1.28%Annual Percentage Yield (APY)1.29%
Balance Tier$100,000-$249,999.99Minimum Balance to Obtain APY1$100,000Interest Rate1.13%Annual Percentage Yield (APY)1.14%
Balance Tier$0.01-$99,999.99Minimum Balance to Obtain APY1$0.01Interest Rate0.78%Annual Percentage Yield (APY)0.78%

Health Savings

Minimum to open: $100

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
$10,000+$10,0000.15%0.15%
$5,000-$9,999.99$5,0000.05%0.05%
$1,000-$4,999.99$1,0000.05%0.05%
$0.01-$999.99$0.010.05%0.05%
Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier$10,000+Minimum Balance to Obtain APY1$10,000Interest Rate0.15%Annual Percentage Yield (APY)0.15%
Balance Tier$5,000-$9,999.99Minimum Balance to Obtain APY1$5,000Interest Rate0.05%Annual Percentage Yield (APY)0.05%
Balance Tier$1,000-$4,999.99Minimum Balance to Obtain APY1$1,000Interest Rate0.05%Annual Percentage Yield (APY)0.05%
Balance Tier$0.01-$999.99Minimum Balance to Obtain APY1$0.01Interest Rate0.05%Annual Percentage Yield (APY)0.05%

Certificate of Deposit & IRA Certificate of Deposit

Minimum to open: $500

Fixed Rate Term Minimum Balance to Obtain APY3 Interest Rate4 Annual Percentage Yield (APY)4
60 months$25,0002.75%2.75%
60 months$10,0002.50%2.50%
60 months$0.012.25%2.25%
48-59 months$25,0002.50%2.50%
48-59 months$10,0002.35%2.35%
48-59 months$0.012.25%2.25%
36-47 months$25,0002.35%2.35%
36-47 months$10,0002.25%2.25%
36-47 months$0.012.00%2.00%
24-35 months$25,0001.50%1.50%
24-35 months$10,0001.35%1.35%
24-35 months$0.011.25%1.25%
12-23 months$25,0002.25%2.25%
12-23 months$10,0002.00%2.00%
12-23 months$0.011.25%1.25%
6-11 months$25,0001.90%1.91%
6-11 months$10,0001.75%1.76%
6-11 months$0.011.00%1.00%
3-5 months$25,0000.65%0.65%
3-5 months$10,0000.55%0.55%
3-5 months$0.010.45%0.45%
0-90 days$25,0000.50%0.50%
0-90 days$10,0000.25%0.25%
0-90 days$0.010.15%0.15%
Fixed Rate Term Minimum Balance to Obtain APY3 Interest Rate4 Annual Percentage Yield (APY)4
Fixed Rate Term60 monthsMinimum Balance to Obtain APY3$25,000Interest Rate42.75%Annual Percentage Yield (APY)42.75%
Fixed Rate Term60 monthsMinimum Balance to Obtain APY3$10,000Interest Rate42.50%Annual Percentage Yield (APY)42.50%
Fixed Rate Term60 monthsMinimum Balance to Obtain APY3$0.01Interest Rate42.25%Annual Percentage Yield (APY)42.25%
Fixed Rate Term48-59 monthsMinimum Balance to Obtain APY3$25,000Interest Rate42.50%Annual Percentage Yield (APY)42.50%
Fixed Rate Term48-59 monthsMinimum Balance to Obtain APY3$10,000Interest Rate42.35%Annual Percentage Yield (APY)42.35%
Fixed Rate Term48-59 monthsMinimum Balance to Obtain APY3$0.01Interest Rate42.25%Annual Percentage Yield (APY)42.25%
Fixed Rate Term36-47 monthsMinimum Balance to Obtain APY3$25,000Interest Rate42.35%Annual Percentage Yield (APY)42.35%
Fixed Rate Term36-47 monthsMinimum Balance to Obtain APY3$10,000Interest Rate42.25%Annual Percentage Yield (APY)42.25%
Fixed Rate Term36-47 monthsMinimum Balance to Obtain APY3$0.01Interest Rate42.00%Annual Percentage Yield (APY)42.00%
Fixed Rate Term24-35 monthsMinimum Balance to Obtain APY3$25,000Interest Rate41.50%Annual Percentage Yield (APY)41.50%
Fixed Rate Term24-35 monthsMinimum Balance to Obtain APY3$10,000Interest Rate41.35%Annual Percentage Yield (APY)41.35%
Fixed Rate Term24-35 monthsMinimum Balance to Obtain APY3$0.01Interest Rate41.25%Annual Percentage Yield (APY)41.25%
Fixed Rate Term12-23 monthsMinimum Balance to Obtain APY3$25,000Interest Rate42.25%Annual Percentage Yield (APY)42.25%
Fixed Rate Term12-23 monthsMinimum Balance to Obtain APY3$10,000Interest Rate42.00%Annual Percentage Yield (APY)42.00%
Fixed Rate Term12-23 monthsMinimum Balance to Obtain APY3$0.01Interest Rate41.25%Annual Percentage Yield (APY)41.25%
Fixed Rate Term6-11 monthsMinimum Balance to Obtain APY3$25,000Interest Rate41.90%Annual Percentage Yield (APY)41.91%
Fixed Rate Term6-11 monthsMinimum Balance to Obtain APY3$10,000Interest Rate41.75%Annual Percentage Yield (APY)41.76%
Fixed Rate Term6-11 monthsMinimum Balance to Obtain APY3$0.01Interest Rate41.00%Annual Percentage Yield (APY)41.00%
Fixed Rate Term3-5 monthsMinimum Balance to Obtain APY3$25,000Interest Rate40.65%Annual Percentage Yield (APY)40.65%
Fixed Rate Term3-5 monthsMinimum Balance to Obtain APY3$10,000Interest Rate40.55%Annual Percentage Yield (APY)40.55%
Fixed Rate Term3-5 monthsMinimum Balance to Obtain APY3$0.01Interest Rate40.45%Annual Percentage Yield (APY)40.45%
Fixed Rate Term0-90 daysMinimum Balance to Obtain APY3$25,000Interest Rate40.50%Annual Percentage Yield (APY)40.50%
Fixed Rate Term0-90 daysMinimum Balance to Obtain APY3$10,000Interest Rate40.25%Annual Percentage Yield (APY)40.25%
Fixed Rate Term0-90 daysMinimum Balance to Obtain APY3$0.01Interest Rate40.15%Annual Percentage Yield (APY)40.15%
  1. Based on daily collected balance. Daily collected balance does not include deposited funds that are uncollected. Fees may reduce earnings and interest rate may change after account is opened.

  2. Refer to Truth in Savings disclosure for qualification details.

  3. Based on daily balance.

  4. You will be paid the interest rate until the maturity date of the CD. The APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings.

See Account Agreements for additional details.