Personal Deposit Rates

Interest Rates and Annual Percentage Yields are accurate as of 3/11/2019. Rates may change without notice. Fees may reduce earnings and interest rate may change after account is opened.

Bremer Select BankingSM

Minimum to open: $100

Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Minimum Balance to Obtain APY n/a Interest Rate n/a Annual Percentage Yield (APY) n/a

Bremer Benefit Banking

Minimum to open: $100

Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Minimum Balance to Obtain APY $0.01 Interest Rate0.05% Annual Percentage Yield (APY)0.05%

Bremer Choice BankingSM

Minimum to open: $100

Balance Tier2 Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier Qualifying balances $20,000.01 and over Minimum Balance to Obtain APY $20,000.01 Interest Rate0.03% Annual Percentage Yield (APY)0.03%
Balance Tier Qualifying balances $0.01 to $20,000.00 Minimum Balance to Obtain APY $0.01 Interest Rate1.00% Annual Percentage Yield (APY)1.00%
Balance Tier Non-qualifying rate Minimum Balance to Obtain APY $0.01 Interest Rate0.01% Annual Percentage Yield (APY)0.01%

Regular Savings

Minimum to open: $50 (under age 21, no minimum) 

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier n/a Minimum Balance to Obtain APY $0.01 Interest Rate 0.03% Annual Percentage Yield (APY) 0.03%

Money Market

Minimum to open: $1,000

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier $5,000 and over Minimum Balance to Obtain APY $5,000.00 Interest Rate 0.09% Annual Percentage Yield (APY) 0.09%
Balance Tier $1,000 - $4,999.99 Minimum Balance to Obtain APY $1,000.00 Interest Rate 0.07% Annual Percentage Yield (APY) 0.07%
Balance Tier $0 - $999.99 Minimum Balance to Obtain APY $0.01 Interest Rate 0.03% Annual Percentage Yield (APY) 0.03%

Money Market Premier

Minimum to open: $10,000

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier $7,500,000 and over Minimum Balance to Obtain APY $7,500,000.00 Interest Rate 0.61% Annual Percentage Yield (APY) 0.61%
Balance Tier $5,000,000 - $7,499,999.99 Minimum Balance to Obtain APY $5,000,000.00 Interest Rate 0.48% Annual Percentage Yield (APY) 0.48%
Balance Tier $2,500,000 - $4,999,999.99 Minimum Balance to Obtain APY $2,500,000.00 Interest Rate 0.41% Annual Percentage Yield (APY) 0.41%
Balance Tier $1,000,000 - $2,499,999.99 Minimum Balance to Obtain APY $1,000,000.00 Interest Rate 0.37% Annual Percentage Yield (APY) 0.37%
Balance Tier $750,000 - $999,999.99 Minimum Balance to Obtain APY $750,000.00 Interest Rate 0.32% Annual Percentage Yield (APY) 0.32%
Balance Tier $500,000 - $749,999.99 Minimum Balance to Obtain APY $500,000.00 Interest Rate 0.32% Annual Percentage Yield (APY) 0.32%
Balance Tier $250,000 - $499,999.99 Minimum Balance to Obtain APY $250,000.00 Interest Rate 0.24% Annual Percentage Yield (APY) 0.24%
Balance Tier $100,000 - $249,999.99 Minimum Balance to Obtain APY $100,000.00 Interest Rate 0.21% Annual Percentage Yield (APY) 0.21%
Balance Tier $10,000 - $99,999.99 Minimum Balance to Obtain APY $10,000.00 Interest Rate 0.16% Annual Percentage Yield (APY) 0.16%
Balance Tier $0 - $9,999.99 Minimum Balance to Obtain APY $0.01 Interest Rate 0.07% Annual Percentage Yield (APY) 0.07%

Money Market Reserve

Minimum to open: $250,000

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier $250,000 and over Minimum Balance to Obtain APY $250,000.00 Interest Rate 1.50% Annual Percentage Yield (APY) 1.51%
Balance Tier $0 - $249,999.99 Minimum Balance to Obtain APY $0.01 Interest Rate 0.16% Annual Percentage Yield (APY) 0.16%

Health Savings

Minimum to open: $100

Balance Tier Minimum Balance to Obtain APY1 Interest Rate Annual Percentage Yield (APY)
Balance Tier $10,000 and over Minimum Balance to Obtain APY $10,000.00 Interest Rate 0.03% Annual Percentage Yield (APY) 0.03%
Balance Tier $5,000 - $9,999.99 Minimum Balance to Obtain APY $5,000.00 Interest Rate 0.03% Annual Percentage Yield (APY) 0.03%
Balance Tier $1,000 - $4,999.99 Minimum Balance to Obtain APY $1,000.00 Interest Rate 0.03% Annual Percentage Yield (APY) 0.03%
Balance Tier $0 - $999.99 Minimum Balance to Obtain APY $0.01 Interest Rate 0.03% Annual Percentage Yield (APY) 0.03%

Certificate of Deposit & IRA Certificate of Deposit

Minimum to open: $500

Fixed Rate Term Minimum Balance to Obtain APY3 Interest Rate4 Annual Percentage Yield (APY)4
Fixed Rate Term 60 months Minimum Balance to Obtain APY $25,000.00 Interest Rate 1.60% Annual Percentage Yield (APY) 1.60%
Fixed Rate Term 60 months Minimum Balance to Obtain APY $10,000.00 Interest Rate 1.45% Annual Percentage Yield (APY) 1.45%
Fixed Rate Term 60 months Minimum Balance to Obtain APY $0.01 Interest Rate 1.20% Annual Percentage Yield (APY) 1.20%
Fixed Rate Term 48 to 59 months Minimum Balance to Obtain APY $25,000.00 Interest Rate 1.30%
Annual Percentage Yield (APY) 1.30%
Fixed Rate Term 48 to 59 months Minimum Balance to Obtain APY $10,000.00 Interest Rate 1.15% Annual Percentage Yield (APY) 1.15%
Fixed Rate Term 48 to 59 months Minimum Balance to Obtain APY $0.01 Interest Rate 0.90% Annual Percentage Yield (APY) 0.90%
Fixed Rate Term 36 to 47 months Minimum Balance to Obtain APY $25,000.00 Interest Rate 1.15% Annual Percentage Yield (APY) 1.15%
Fixed Rate Term 36 to 47 months Minimum Balance to Obtain APY $10,000.00 Interest Rate 1.00% Annual Percentage Yield (APY) 1.00%
Fixed Rate Term 36 to 47 months Minimum Balance to Obtain APY $0.01 Interest Rate 0.75% Annual Percentage Yield (APY) 0.75%
Fixed Rate Term 24 to 35 months Minimum Balance to Obtain APY $25,000.00 Interest Rate 0.90% Annual Percentage Yield (APY) 0.90%
Fixed Rate Term 24 to 35 months Minimum Balance to Obtain APY $10,000.00 Interest Rate 0.75% Annual Percentage Yield (APY) 0.75%
Fixed Rate Term 24 to 35 months Minimum Balance to Obtain APY $0.01 Interest Rate 0.50% Annual Percentage Yield (APY) 0.50%
Fixed Rate Term 12 to 23 months Minimum Balance to Obtain APY $25,000.00 Interest Rate 0.60% Annual Percentage Yield (APY) 0.60%
Fixed Rate Term 12 to 23 months Minimum Balance to Obtain APY $10,000.00 Interest Rate 0.45% Annual Percentage Yield (APY) 0.45%
Fixed Rate Term 12 to 23 months Minimum Balance to Obtain APY $0.01 Interest Rate 0.20% Annual Percentage Yield (APY) 0.20%
Fixed Rate Term 6 to 11 months Minimum Balance to Obtain APY $25,000.00 Interest Rate 0.45% Annual Percentage Yield (APY) 0.45%
Fixed Rate Term 6 to 11 months Minimum Balance to Obtain APY $10,000.00 Interest Rate 0.30% Annual Percentage Yield (APY) 0.30%
Fixed Rate Term 6 to 11 months Minimum Balance to Obtain APY $0.01 Interest Rate 0.05% Annual Percentage Yield (APY) 0.05%
Fixed Rate Term 3 to 5 months Minimum Balance to Obtain APY $25,000.00 Interest Rate 0.35% Annual Percentage Yield (APY) 0.35%
Fixed Rate Term 3 to 5 months Minimum Balance to Obtain APY $10,000.00 Interest Rate 0.20% Annual Percentage Yield (APY) 0.20%
Fixed Rate Term 3 to 5 months Minimum Balance to Obtain APY $0.01 Interest Rate 0.05%v Annual Percentage Yield (APY) 0.05%
Fixed Rate Term 0 to 90 days Minimum Balance to Obtain APY $25,000.00 Interest Rate 0.35% Annual Percentage Yield (APY) 0.35%
Fixed Rate Term 0 to 90 days Minimum Balance to Obtain APY $10,000.00 Interest Rate 0.20% Annual Percentage Yield (APY) 0.20%
Fixed Rate Term 0 to 90 days Minimum Balance to Obtain APY $0.01 Interest Rate 0.05% Annual Percentage Yield (APY) 0.05%
  • 1 Based on daily collected balance. Daily collected balance does not include deposited funds that are uncollected.
  • 2 Refer to Truth in Savings disclosure for qualification details.
  • 3 Based on daily balance.
  • 4 You will be paid the interest rate until the maturity date of the CD. The APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings.
  • See Account Disclosures for additional details.