Personal Deposit Rates
Interest Rates and Annual Percentage Yields are accurate as of 3/11/2019. Rates may change without notice. Fees may reduce earnings and interest rate may change after account is opened.
Bremer Select BankingSM
Minimum to open: $100
| Minimum Balance to Obtain APY1 | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Minimum Balance to Obtain APY n/a | Interest Rate n/a | Annual Percentage Yield (APY) n/a |
Bremer Benefit Banking
Minimum to open: $100
| Minimum Balance to Obtain APY1 | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Minimum Balance to Obtain APY $0.01 | Interest Rate0.05% | Annual Percentage Yield (APY)0.05% |
Bremer Choice BankingSM
Minimum to open: $100
| Balance Tier2 | Minimum Balance to Obtain APY1 | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Balance Tier Qualifying balances $20,000.01 and over | Minimum Balance to Obtain APY $20,000.01 | Interest Rate0.03% | Annual Percentage Yield (APY)0.03% |
| Balance Tier Qualifying balances $0.01 to $20,000.00 | Minimum Balance to Obtain APY $0.01 | Interest Rate1.00% | Annual Percentage Yield (APY)1.00% |
| Balance Tier Non-qualifying rate | Minimum Balance to Obtain APY $0.01 | Interest Rate0.01% | Annual Percentage Yield (APY)0.01% |
Regular Savings
Minimum to open: $50 (under age 21, no minimum)
| Balance Tier | Minimum Balance to Obtain APY1 | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Balance Tier n/a | Minimum Balance to Obtain APY $0.01 | Interest Rate 0.03% | Annual Percentage Yield (APY) 0.03% |
Money Market
Minimum to open: $1,000
| Balance Tier | Minimum Balance to Obtain APY1 | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Balance Tier $5,000 and over | Minimum Balance to Obtain APY $5,000.00 | Interest Rate 0.09% | Annual Percentage Yield (APY) 0.09% |
| Balance Tier $1,000 - $4,999.99 | Minimum Balance to Obtain APY $1,000.00 | Interest Rate 0.07% | Annual Percentage Yield (APY) 0.07% |
| Balance Tier $0 - $999.99 | Minimum Balance to Obtain APY $0.01 | Interest Rate 0.03% | Annual Percentage Yield (APY) 0.03% |
Money Market Premier
Minimum to open: $10,000
| Balance Tier | Minimum Balance to Obtain APY1 | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Balance Tier $7,500,000 and over | Minimum Balance to Obtain APY $7,500,000.00 | Interest Rate 0.61% | Annual Percentage Yield (APY) 0.61% |
| Balance Tier $5,000,000 - $7,499,999.99 | Minimum Balance to Obtain APY $5,000,000.00 | Interest Rate 0.48% | Annual Percentage Yield (APY) 0.48% |
| Balance Tier $2,500,000 - $4,999,999.99 | Minimum Balance to Obtain APY $2,500,000.00 | Interest Rate 0.41% | Annual Percentage Yield (APY) 0.41% |
| Balance Tier $1,000,000 - $2,499,999.99 | Minimum Balance to Obtain APY $1,000,000.00 | Interest Rate 0.37% | Annual Percentage Yield (APY) 0.37% |
| Balance Tier $750,000 - $999,999.99 | Minimum Balance to Obtain APY $750,000.00 | Interest Rate 0.32% | Annual Percentage Yield (APY) 0.32% |
| Balance Tier $500,000 - $749,999.99 | Minimum Balance to Obtain APY $500,000.00 | Interest Rate 0.32% | Annual Percentage Yield (APY) 0.32% |
| Balance Tier $250,000 - $499,999.99 | Minimum Balance to Obtain APY $250,000.00 | Interest Rate 0.24% | Annual Percentage Yield (APY) 0.24% |
| Balance Tier $100,000 - $249,999.99 | Minimum Balance to Obtain APY $100,000.00 | Interest Rate 0.21% | Annual Percentage Yield (APY) 0.21% |
| Balance Tier $10,000 - $99,999.99 | Minimum Balance to Obtain APY $10,000.00 | Interest Rate 0.16% | Annual Percentage Yield (APY) 0.16% |
| Balance Tier $0 - $9,999.99 | Minimum Balance to Obtain APY $0.01 | Interest Rate 0.07% | Annual Percentage Yield (APY) 0.07% |
Money Market Reserve
Minimum to open: $250,000
| Balance Tier | Minimum Balance to Obtain APY1 | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Balance Tier $250,000 and over | Minimum Balance to Obtain APY $250,000.00 | Interest Rate 1.50% | Annual Percentage Yield (APY) 1.51% |
| Balance Tier $0 - $249,999.99 | Minimum Balance to Obtain APY $0.01 | Interest Rate 0.16% | Annual Percentage Yield (APY) 0.16% |
Health Savings
Minimum to open: $100
| Balance Tier | Minimum Balance to Obtain APY1 | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Balance Tier $10,000 and over | Minimum Balance to Obtain APY $10,000.00 | Interest Rate 0.03% | Annual Percentage Yield (APY) 0.03% |
| Balance Tier $5,000 - $9,999.99 | Minimum Balance to Obtain APY $5,000.00 | Interest Rate 0.03% | Annual Percentage Yield (APY) 0.03% |
| Balance Tier $1,000 - $4,999.99 | Minimum Balance to Obtain APY $1,000.00 | Interest Rate 0.03% | Annual Percentage Yield (APY) 0.03% |
| Balance Tier $0 - $999.99 | Minimum Balance to Obtain APY $0.01 | Interest Rate 0.03% | Annual Percentage Yield (APY) 0.03% |
Certificate of Deposit & IRA Certificate of Deposit
Minimum to open: $500
| Fixed Rate Term | Minimum Balance to Obtain APY3 | Interest Rate4 | Annual Percentage Yield (APY)4 |
|---|---|---|---|
| Fixed Rate Term 60 months | Minimum Balance to Obtain APY $25,000.00 | Interest Rate 1.60% | Annual Percentage Yield (APY) 1.60% |
| Fixed Rate Term 60 months | Minimum Balance to Obtain APY $10,000.00 | Interest Rate 1.45% | Annual Percentage Yield (APY) 1.45% |
| Fixed Rate Term 60 months | Minimum Balance to Obtain APY $0.01 | Interest Rate 1.20% | Annual Percentage Yield (APY) 1.20% |
| Fixed Rate Term 48 to 59 months | Minimum Balance to Obtain APY $25,000.00 | Interest Rate 1.30% |
Annual Percentage Yield (APY) 1.30% |
| Fixed Rate Term 48 to 59 months | Minimum Balance to Obtain APY $10,000.00 | Interest Rate 1.15% | Annual Percentage Yield (APY) 1.15% |
| Fixed Rate Term 48 to 59 months | Minimum Balance to Obtain APY $0.01 | Interest Rate 0.90% | Annual Percentage Yield (APY) 0.90% |
| Fixed Rate Term 36 to 47 months | Minimum Balance to Obtain APY $25,000.00 | Interest Rate 1.15% | Annual Percentage Yield (APY) 1.15% |
| Fixed Rate Term 36 to 47 months | Minimum Balance to Obtain APY $10,000.00 | Interest Rate 1.00% | Annual Percentage Yield (APY) 1.00% |
| Fixed Rate Term 36 to 47 months | Minimum Balance to Obtain APY $0.01 | Interest Rate 0.75% | Annual Percentage Yield (APY) 0.75% |
| Fixed Rate Term 24 to 35 months | Minimum Balance to Obtain APY $25,000.00 | Interest Rate 0.90% | Annual Percentage Yield (APY) 0.90% |
| Fixed Rate Term 24 to 35 months | Minimum Balance to Obtain APY $10,000.00 | Interest Rate 0.75% | Annual Percentage Yield (APY) 0.75% |
| Fixed Rate Term 24 to 35 months | Minimum Balance to Obtain APY $0.01 | Interest Rate 0.50% | Annual Percentage Yield (APY) 0.50% |
| Fixed Rate Term 12 to 23 months | Minimum Balance to Obtain APY $25,000.00 | Interest Rate 0.60% | Annual Percentage Yield (APY) 0.60% |
| Fixed Rate Term 12 to 23 months | Minimum Balance to Obtain APY $10,000.00 | Interest Rate 0.45% | Annual Percentage Yield (APY) 0.45% |
| Fixed Rate Term 12 to 23 months | Minimum Balance to Obtain APY $0.01 | Interest Rate 0.20% | Annual Percentage Yield (APY) 0.20% |
| Fixed Rate Term 6 to 11 months | Minimum Balance to Obtain APY $25,000.00 | Interest Rate 0.45% | Annual Percentage Yield (APY) 0.45% |
| Fixed Rate Term 6 to 11 months | Minimum Balance to Obtain APY $10,000.00 | Interest Rate 0.30% | Annual Percentage Yield (APY) 0.30% |
| Fixed Rate Term 6 to 11 months | Minimum Balance to Obtain APY $0.01 | Interest Rate 0.05% | Annual Percentage Yield (APY) 0.05% |
| Fixed Rate Term 3 to 5 months | Minimum Balance to Obtain APY $25,000.00 | Interest Rate 0.35% | Annual Percentage Yield (APY) 0.35% |
| Fixed Rate Term 3 to 5 months | Minimum Balance to Obtain APY $10,000.00 | Interest Rate 0.20% | Annual Percentage Yield (APY) 0.20% |
| Fixed Rate Term 3 to 5 months | Minimum Balance to Obtain APY $0.01 | Interest Rate 0.05%v | Annual Percentage Yield (APY) 0.05% |
| Fixed Rate Term 0 to 90 days | Minimum Balance to Obtain APY $25,000.00 | Interest Rate 0.35% | Annual Percentage Yield (APY) 0.35% |
| Fixed Rate Term 0 to 90 days | Minimum Balance to Obtain APY $10,000.00 | Interest Rate 0.20% | Annual Percentage Yield (APY) 0.20% |
| Fixed Rate Term 0 to 90 days | Minimum Balance to Obtain APY $0.01 | Interest Rate 0.05% | Annual Percentage Yield (APY) 0.05% |
- 1 Based on daily collected balance. Daily collected balance does not include deposited funds that are uncollected.
- 2 Refer to Truth in Savings disclosure for qualification details.
- 3 Based on daily balance.
- 4 You will be paid the interest rate until the maturity date of the CD. The APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings.
- See Account Disclosures for additional details.