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Bremer Bank

Learn more about FDIC Insurance

Important Facts Regarding FDIC Insurance

  • Subject to certain conditions, single and joint accounts are separately insured, and revocable trusts generally provide $250,000 of coverage per beneficiary.
  • Additionally, all bank depositors can have insurance coverage in excess of the basic limits of $250,000 per institution, with an additional $250,000 per institution for IRAs.
  • The FDIC website has an excellent calculator that can help you learn about deposit insurance. The Electronic Deposit Insurance Calculator allows you to calculate the insurance coverage of your accounts.
  • They also have Frequency Asked Questions and Deposit Insurance Guides to answer your questions about FDIC Insurance and how it impacts your deposit accounts.

Bremer has Options to Expand FDIC Insurance Coverage

  • Bremer is made up of nine separate community banks, or charters. As such, each charter is a stand-alone bank, and deposits held in each charter are separately insured by the FDIC.
  • Bremer clients who carry balances that exceed insured amounts can access additional protection. At a client’s request, an account can be opened at another Bremer charter and excess deposits can be transferred to that account, where they receive separate FDIC protection.
Take Action!


For more information on what this protection means for you, contact a banker at the Bremer office nearest you, or call 1-800-908-BANK (2265)