Identity theft is the fraudulent use of a person’s identifying information, such as a Social Security number or date of birth. A thief may use the information to open fraudulent accounts, withdraw from existing accounts, and cause damage to your credit.
At Bremer Bank, we are committed to detecting, preventing and mitigating identity theft for our clients. Bremer has implemented enhanced identification procedures that will help us better protect your identity and accounts.
Additional verification procedures:
To help us ensure your identity or accounts have not been compromised, you may be asked to provide identity verification information when:
- Opening a new account
- Maintaining your accounts, including address changes
- Cashing checks
What we are watching for:
- Inconsistencies between the information on file and your current information
- Altered or forged identification documents
- Inconsistencies between the physical description and photo identification provided.
- Discrepancies in address information.
If we cannot verify certain pieces of information you have provided, we may ask that you provide additional documents to verify your identification.
Protecting your accounts is our top priority. Bremer wants to partner with you to ensure your accounts are protected from identity theft. By asking you questions and verifying your information, we confirm that we are working with you, our client.
Here are some tips on how you can prevent ID theft:
- Shred financial documents and paperwork with personal information before discarding them.
- Protect your Social Security numbers. Don’t carry your Social Security card in your wallet or write your number on a check. Give it out only if absolutely necessary.
- Don’t give out personal information on the phone, through the mail or over the internet unless you know you are speaking to a trusted source.
- Never click on links sent in unsolicited emails. Instead, type the address into your internet browser or copy and paste the URL.
- Keep anti-virus software and your computer up-to-date with the latest releases of operating systems and internet browsers.
- Don’t use an obvious password like your birth date, your mother’s maiden name or the last four digits of your Social Security number.
- Keep your personal information in a secure place at home.
- Take advantage of electronic delivery of your statements by signing up for Bremer Online Banking.
- Pay bills online through Bremer Bill Pay available within Bremer Online Banking.