Customer Assistance

SBA loan programs during the COVID-19 outbreak

The Small Business Administration offers several loan programs for businesses facing extraordinary circumstances. Bremer Bank is an SBA Preferred Lender, and can help you evaluate your loan options across SBA and other available programs.

Please note: The SBA recently announced that from Wednesday, February 24 through Tuesday, March 9, it will only accept PPP loan applications from organizations which have 19 or fewer employees. If your organization has 20 or more employees, Bremer will hold your application until the window opens up again on Wednesday, March 10.

Paycheck Protection Program (PPP) - First Draw

For businesses that did not receive PPP funds in 2020. If you own other businesses, please include a completed Addendum A with your application. The SBA will review each application and decide to approve, deny or request more information. 

Apply Now


Paycheck Protection Program (PPP) - Second Draw

For businesses that received PPP funds in 2020. The SBA will review each application and decide to approve, deny or request more information. If needed, please upload a new Addendum A with your application.

Apply Now

SBA Economic Injury Disaster Loan

Working capital loans to meet ordinary and necessary financial obligations that cannot be met as a direct result of a disaster.

PPP Application FAQs

Applying for PPP Loan Forgiveness

The SBA recently issued new guidance and forms for forgiveness applications. New forgiveness applications through Bremer are temporarily unavailable while we work to implement the changes. Please check back for a link and instructions on March 5, 2021. 


Determine which form to use.

Step 2

Prepare your form.

Step 3

Enter form values using our online tool.

Use online tool

PPP Loan Forgiveness FAQs

General Questions

Resources for small businesses

In addition to the loan programs offered by the SBA and the CARES Act, additional government resources are available. Talk to your banker for help navigating the options available to you.

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    Small Business Administration (SBA)

    The SBA offers small business guidance and loan resources on their website.

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    State of Minnesota

    Minnesota’s Department of Employment and Economic Development publishes a variety of COVID-19 information for both workers and businesses.

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    State of North Dakota

    The state of North Dakota has a variety of business and employer resources on their website. 

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    State of Wisconsin

    Local and statewide options for Wisconsin businesses are compiled online.

Consumer loan assistance

If you are a Bremer customer impacted by the COVID-19 situation, Bremer is here to work with you.


Consumer mortgage loans

Bremer mortgage customers affected by the COVID-19 situation may qualify for suspended or reduced payments for up to 12 months.


If you are a mortgage customer in need of this assistance, please contact our Loan Solutions team at 651-734-4147 or 1-800-908-2265, extension 4147.


In addition, Bremer is suspending all foreclosure actions, with the exception of abandoned or vacant properties.

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Consumer loans, including home equity loans

Customers in need of assistance may call their local banker or our Loan Solutions team at 651-734-4147 or 1-800-908-2265, extension 4147.