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Mortgages - What You Should Know


Are you thinking about purchasing a home but concerned over the news on falling home values and the continuing subprime mortgage crisis? Your dream of homeownership may still become a reality. The key to success in today’s market is to get the facts and stay informed.
Take Action!

What you should know:

  • Bremer has never offered subprime mortgages. Bremer’s approach to serving our customers is rooted in what is best for the long-term mutual benefit of our customers, communities, and employees. We believe in using ethical lending practices that ensure people can afford the homes they purchase today and in the future.
  • Current mortgage rates are very good. Bremer offers competitive rates and has a wide variety of mortgage financing solutions to meet your individual needs.
  • Home values naturally adjust based on supply and demand. There are a large number of homes in the market today, which may be affecting overall home values. This historically is seen as a shift from a “seller’s market” to more of a “buyer’s market.”
  • There are many great resources available to help you stay informed.
    • Find a Bremer Mortgage Loan Officer near you. They can help you understand:
      • the product offerings,
      • what you can afford, and
      • whether you are ready for homeownership.
    • Review our Loan FAQ and Mortgage Links  pages for additional information related to loans, the loan process, and credit.

We look forward to helping you with your home transaction.

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