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Bremer Bank

Cutoff Times and Stop Payment Information

(please read your Bremer Online Banking for Business Agreement for additional information)

Intrabank Internal Transfers
Interbank Internal Transfers
Bill Pay
Domestic and Foreign Wire Transfers
ACH Transfers
Stop Payment Information
Positive Pay
ACH Fraud Management

Intrabank Internal Transfers (Transfers made to or from accounts within the same Bremer bank charter.)
  • Intrabank internal transfers made before 6:00 p.m. CT will be processed the same business day.
  • Intrabank internal transfers made after 6:00 p.m. CT and on weekends and holidays will be processed the next business day.
Interbank Internal Transfers (Transfers made to or from accounts between/crossing Bremer bank charters.)
  • Interbank internal transfers made before 2:00 p.m. CT will be processed the same business day.
  • Interbank internal transfers made after 2:00 p.m. CT and on weekends and holidays will be processed the next business day.
Bill Pay
  • Bill payments made before 4:00 p.m. CT will be processed the same business day.
  • Bill payments made after 4:00 p.m. CT and on weekends and holidays will be processed the next business day.
Domestic and Foreign Wire Transfers
  • Domestic and foreign wire transfers made before 4:00 p.m. CT will be processed the same business day.
  • Domestic and foreign wire transfers made after 4:00 p.m. CT and on weekends and holidays will be processed the next business day.
ACH Transfers
  • ACH Transfers made before 2:00 p.m. CT will be processed the same business day.
  • ACH Transfers made after 2:00 p.m. CT and on weekends and holidays will be processed the next business day.
Stop Payments

Stop payments cannot be made through Online Banking for Business on automatic deposits or withdrawals.

Stop Payment Maximum Check Range: When entering a stop payment for a range of checks, the maximum range is 50 checks (Example: Check #1120 through Check #1170).

  • Stop payments made before 8:00 p.m. CT will be processed the same business day.
  • Stop payments made after 8:00 p.m. CT and on weekends and holidays will be processed next business day.
  • Stop payments are in effect for six months unless re-submitted through Bremer Online Banking for Business, renewed in writing and faxed or delivered to a Bremer location (renewal requests cannot be made via e-mail).
  • Bremer policy does not allow a stop payment to be released once it has been placed.
Positive Pay
  • Pay/Return decisions on Paid Not Issued items must be made between 9:00 a.m. and 3:00 p.m. CT daily.
  • Issued check files or single check issues must be submitted by 5:00 pm. CT daily. Submissions after 5:00 p.m. will be held and processed the following business day.
  • Void checks via Positive Pay or within your issued check file by 5:00 p.m. CT daily.
ACH Fraud Management
  • Pay/Return decisions on Previous Day Unauthorized Transactions must be made between 9:00 a.m. and 3:00 p.m. CT daily.
  • Changes (create, edit, delete) to ACH item templates for pre-authorized items must be made by 5:00 p.m. CT daily.

For assistance with any of these types of transactions, please call Phone Bank at 1-800-908-BANK (2265).