Business Insights
Navigating market volatility: Challenges and strategies for 401(k) plan sponsors
Market volatility is an unavoidable reality in the financial world, and for 401(k) plan sponsors, it presents unique challenges in ensuring participants remain on track toward their retirement goals.
Risk management: What franchise operators need to know to unlock success
Recent events have highlighted the importance of comprehensive risk management strategies for franchise operators. As we move through 2025, operators must be prepared to navigate both opportunities and challenges in this dynamic business landscape.
%20--%3e%3cg%3e%3cg%20id='Layer_1'%3e%3cpath%20class='cls-1'%20d='M63,35.91c.05,14.91-12.02,27.03-26.99,27.12-14.79.09-26.95-12.03-27.01-26.91-.06-15.01,11.91-27.11,26.87-27.16,14.95-.05,27.08,12,27.13,26.95ZM45.08,18.32c-2.37,0-4.6-.07-6.82.02-3.32.14-5.55,1.94-6.61,5-.51,1.46-.62,3.07-.75,4.63-.12,1.45-.03,2.91-.03,4.54h-6.14v6.98h6.16v16.82h7.5v-16.89c1.6,0,2.98.05,4.34-.03.4-.02,1.05-.36,1.11-.65.4-2.02.67-4.06,1.01-6.3h-6.51c0-1.55,0-2.92,0-4.29,0-2.53,1.12-3.72,3.67-3.83,1-.05,2,0,3.06,0v-5.97Z'/%3e%3c/g%3e%3c/g%3e%3c/svg%3e)
%20--%3e%3cg%3e%3cg%20id='Layer_1'%3e%3cpath%20class='cls-1'%20d='M63,36.15c-.07,14.97-12.18,26.99-27.11,26.89-14.9-.1-26.92-12.16-26.89-26.99.03-15.01,12.15-27.11,27.15-27.08,14.87.03,26.92,12.23,26.85,27.18ZM36.62,51c.03-.53.08-.98.08-1.42,0-3.11-.04-6.22.02-9.33.05-2.49,1.88-4.31,4.23-4.36,2.31-.05,3.92,1.63,4,4.27.06,1.88.02,3.77.02,5.66,0,1.72,0,3.43,0,5.17h6.01c0-5.04.18-9.98-.07-14.91-.16-3.17-3.26-5.57-6.55-5.78-2.85-.18-5.44.35-7.56,2.83-.08-1.07-.14-1.75-.19-2.46h-5.83v20.33h5.84ZM27.06,30.66h-5.99v20.32h5.99v-20.32ZM24.06,20.18c-2.03-.03-3.64,1.57-3.66,3.65-.02,2.14,1.45,3.73,3.52,3.78,2,.05,3.74-1.57,3.82-3.56.08-2.04-1.63-3.84-3.68-3.87Z'/%3e%3c/g%3e%3c/g%3e%3c/svg%3e)
%20--%3e%3cg%3e%3cg%20id='Layer_1'%3e%3cg%3e%3cpath%20class='cls-1'%20d='M35.95,9.01c14.89-.05,27.01,12,27.05,26.9.04,14.88-12.08,27.09-26.9,27.08-14.88,0-27.08-12.13-27.1-26.93-.02-14.85,12.08-27,26.95-27.05ZM36.02,18.76c-2.54,0-5.09-.01-7.63,0-5.58.03-9.63,4.08-9.65,9.64-.01,5.09-.02,10.18,0,15.27.02,5.3,3.98,9.46,9.28,9.57,5.34.11,10.69.11,16.03,0,5.31-.11,9.22-4.26,9.24-9.58.02-5.19.03-10.38,0-15.57-.04-5.2-4.12-9.25-9.33-9.31-2.65-.03-5.29,0-7.94,0Z'/%3e%3cpath%20class='cls-1'%20d='M50.22,36.02c0,2.54.02,5.09,0,7.63-.03,3.73-2.68,6.49-6.41,6.54-5.19.06-10.37.06-15.56,0-3.7-.04-6.42-2.81-6.45-6.52-.04-5.14-.04-10.27,0-15.41.03-3.64,2.72-6.38,6.36-6.42,5.24-.06,10.48-.06,15.71,0,3.67.04,6.31,2.75,6.35,6.41.03,2.59,0,5.19,0,7.78ZM36.1,26.6c-5.11-.05-9.38,4.12-9.43,9.2-.05,5.28,4.02,9.53,9.18,9.59,5.26.07,9.54-4.07,9.66-9.35.11-5.02-4.25-9.4-9.41-9.44ZM43.25,26.81c.02,1.05,1.05,2.03,2.08,1.99,1.07-.04,2.04-1.06,1.92-2.12-.12-1.15-.78-1.84-1.98-1.87-1.13-.03-2.05.89-2.02,1.99Z'/%3e%3cpath%20class='cls-1'%20d='M42.2,36.07c-.04,3.39-2.95,6.22-6.3,6.13-3.35-.09-6.06-2.89-6.05-6.23,0-3.28,2.86-6.13,6.15-6.14,3.36,0,6.24,2.89,6.2,6.24Z'/%3e%3c/g%3e%3c/g%3e%3c/g%3e%3c/svg%3e)
%20--%3e%3cg%3e%3cg%20id='Layer_1'%3e%3cg%3e%3cpath%20class='cls-1'%20d='M8.99,36.02c0-14.9,12.03-27.02,26.87-27.06,14.99-.03,27.2,12.17,27.15,27.13-.05,14.95-12.18,26.99-27.14,26.94-14.9-.05-26.87-12.08-26.87-27.02ZM36,48.01c4.01-.29,8.03-.5,12.03-.89,2.54-.25,3.77-1.45,4.16-3.94.75-4.76.75-9.54.02-14.3-.39-2.56-1.67-3.79-4.23-4.08-7.98-.91-15.96-.92-23.94,0-2.67.31-4.16,1.68-4.27,4.36-.18,4.57-.17,9.15,0,13.71.1,2.6,1.56,3.98,4.19,4.24,4,.4,8.01.6,12.04.89Z'/%3e%3cpath%20class='cls-1'%20d='M41.32,35.97c-2.91,1.7-5.64,3.29-8.55,4.98v-9.87c2.87,1.64,5.61,3.21,8.55,4.89Z'/%3e%3c/g%3e%3c/g%3e%3c/g%3e%3c/svg%3e)