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Business Credit Cards

Manage expenses with our business credit card solutions

Our Visa(R) Business credit cards come with a variety of important business features including award-winning expense management tools and free employee cards. Cards are chip-enabled for added security.

This card is a good option for businesses who want to pay down other credit card balances faster with a great low introductory rate for an extended time.

  • Earn 3% cash back on eligible net purchases from office supply stores, phone and TV services2,4
  • Earn 2% cash back on eligible restaurant and gasoline net purchases1
  • 1% cash back on all other eligible net purchases1
  • Plus, get $25 cash back awarded after first purchase3

 Learn more and apply now.

Rewards to use the way you want4

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)5
  • No caps or limits on the number of points you can earn, and you have 5 years to redeem for rewards4
  • 2,500 bonus rewards points awarded after first purchase3

Learn more and apply now.

  • Earn 3 points monthly for every $1 you spend the most on: cellular phone service, hotel or airline6
  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases
  • Plus, earn 20,000 bonus rewards points after you spend $2,000 in the first 3 months3
  • No caps or limits on the total cash back you can earn, and you have 5 years to redeem for rewards4

 Learn more and apply now.

For credit, purchasing and more needs, we offer solutions to help larger organizations manage expenses.

  • Generous credit lines
  • No personal guarantee required
  • Free rewards program available

Contact your Treasury Management Representative or call 800-908-BANK (2265) to learn more.

This card program is designed specifically for nonprofits and municipalities, with generous credit lines and a free rewards program available. No personal guarantee is required. Contact your Treasury Management Representative or call 800-908-BANK (2265) to learn more.

Reward your best employees and customers with easy, convenient and valuable Visa Gift Cards. Cards are available in values ranging from $10 to $1,000 and can be used everywhere Visa is accepted. With many designs to choose from, you can show your appreciation in an impactful way.

Cards may be purchased at any Bremer Bank location. For a bulk purchase, contact your Treasury Management Representative or call 800-908-BANK (2265).

  • 1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
  • 2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned. 
  • 3 First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.
  • 4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). 
  • 5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
  • 6 Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a “Category”). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the “Highest Category”) during each billing cycle. 
  • The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and American Express. American Express is a federally registered service mark of American Express.
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