Business Account Support

Federal regulations require that we collect and verify several pieces of information about your business or legal entity, as well information about other people associated with the business or legal entity ("Beneficial Owners"). While this information may vary by legal entity type, it is likely to include:

• Name
• Date of Birth
• Physical Address
• Social Security Number or Tax Identification Number

A similar level of information may be required for every Beneficial Owner.

The individuals who own or control a business or legal entity – such as a corporation, LLC, partnership or other legal entity – are considered Beneficial Owners.

A Beneficial Owner is defined by the regulation to include the following:

• An individual who owns, directly or indirectly, 25 percent or more of the equity interests of the legal entity
• An individual with significant responsibility for managing the legal entity, such as a Chief Executive Officer, Chief Financial Officer, Managing or General Partner, and other similar titles.

Also referred to as RTN, routing transit number, ABA, or bank routing number, your routing number is a nine-digit numeric code printed on the bottom of checks. The routing number for Bremer Bank is 096010415.

To locate your routing number for checking, savings, and money market accounts, look at the numbers along the bottom edge of your check.

• Personal accounts: The routing number is the first set of nine-digit numbers.
• Business accounts: The routing number is the second set of nine-digit numbers.

You can find your account number printed on the bottom of your checks:

• Personal accounts: The account number is the second set of numbers, following the routing number.
• Business accounts: The account number is the first set of numbers.

Bremer offers chip card technology on both debit cards and credit cards. You can read online material about how the EMV chip card technology works.

For fast, secure access to your account statements, sign up for online statements. Online statements are delivered to you in PDF file format through Online Banking for businesses. To sign up, log in to Online Banking then go to the Reports menu and select Statements & Documents. From that window, choose View and maintain document preferences to select “Online” preference for your accounts.

Please see our downloadable guide for a holiday processing schedule.