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Commonly asked questions

Federal regulations require that we collect and verify several pieces of information about your business or legal entity, as well information about other people associated with the business or legal entity ("Beneficial Owners"). While this information may vary by legal entity type, it is likely to include: 

  • Name
  • Date of Birth
  • Physical Address
  • Social Security Number or Tax Identification Number

A similar level of information may be required for every Beneficial Owner.

The individuals who own or control a business or legal entity – such as a corporation, LLC, partnership or other legal entity – are considered Beneficial Owners.

A Beneficial Owner is defined by the regulation to include the following:

  • An individual who owns, directly or indirectly, 25 percent or more of the equity interests of the legal entity
  • An individual with significant responsibility for managing the legal entity, such as a Chief Executive Officer, Chief Financial Officer, Managing or General Partner, and other similar titles.

Also referred to as RTN, routing transit number, ABA, or bank routing number, your routing number is a nine-digit numeric code printed on the bottom of checks. The routing number for Bremer Bank is 096010415.

To locate your routing number for checking, savings, and money market accounts, look at the numbers along the bottom edge of your check.

  • Personal accounts: The routing number is the first set of nine-digit numbers.
  • Business accounts: The routing number is the second set of nine-digit numbers. 

You can find your account number printed on the bottom of your checks:  

  • Personal accounts: The account number is the second set of numbers, following the routing number.
  • Business accounts: The account number is the first set of numbers. 

Bremer offers chip card technology on both debit cards and credit cards. You can read online material about how the EMV chip card technology works. If you have a chip-enabled debit card, you can also view this helpful video from MasterCard: 

 

Switching your accounts to Bremer Bank doesn't have to be complicated. Download one of our Switch Kits to access step-by-step directions, worksheets and form letters to assist you with the transition.

For fast, secure access to your account statements, sign up for online statements. Online statements are delivered to you in PDF file format through Online Banking for businesses. To sign up, log in to Online Banking then go to the Reports menu and select Statements & Documents. From that window, choose View and maintain document preferences to select “Online” preference for your accounts.

Please see our downloadable guide for a holiday processing schedule.

Desktop: If you are on a desktop PC or Mac from the home page of Bremer.com, you should see a toolbar on the right-hand side of the window. Simply use the drop-downs to choose your account type (Business Banking) and online system (Online Banking), then select Sign In.

  • Don't see a toolbar? Depending on your window size or resolution settings, you may instead see a set of small blue icons. Click any of these icons to expand the power tool, then follow the steps listed above.

Tablet: Select any of the blue icons on the right-hand side of the page to expand the toolbar. Then use the drop-downs to choose your account type (Business Banking) and online system (Online Banking), then select Sign In.

Smartphone or Other Mobile Device: Select the blue padlock icon to access the secure login area. Then use the drop-downs to choose your account type (Business Banking) and online system (Online Banking), then select Sign In. For the best user experience with a smartphone, we recommend using Mobile Banking via mobile.bremer.com or by downloading our free app from Google Play or the App Store.

Desktop: If you are on a desktop PC or Mac from the home page of Bremer.com, you should see a toolbar on the right-hand side of the window. Simply select or click the option for Enroll, then select Business Online Banking. 

  • Don't see a toolbar? Depending on your window size or resolution settings, you may instead see a set of small blue icons. Select or click any of these icons to expand the power tool, then follow the steps listed above.

Tablet: Select any of the blue icons on the right-hand side of the page to expand the toolbar. Then select Enroll, then Business Online Banking.

Smartphone or Other Mobile Device: Select the blue padlock icon to access the secure login area. Then select the option for Enroll, then Business Online Banking.

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Deposit products offered by Bremer Bank. Member FDIC.